UnitedHealth Group

Underwriter

Posted on: 15 Nov 2021

Minnetonka, MN

Job Description

Primary Responsibilities:

Analyzing medical benefit plan characteristics for new business and renewal customers
Analyzing group risk and projecting future claims utilizing established underwriting criteria and policies to apply proper rating methodologies 
Pricing standard and custom benefit plans
Negotiating rates and plan options to optimize cost-competitive medical benefit plans

This opening in the Underwriting team would support both Small Business and Key Accounts. 

This role is office based in Minnetonka, MN or Telecommute.

Required Qualifications:

1+ years of experience underwriting either Fully Insured or Self-Funded medical benefits
Fully Insured underwriting with some exposure to Self-Funded underwriting
Intermediate level of proficiency with MS Excel
Strong financial analysis, problem solving and critical decision-making skills
Ability to work and manage a pipeline of business independently

Preferred Qualifications:

Bachelor’s Degree in Math, Finance, Business, or related degree
Experience working with sales partners
Effective personal communication skills in the areas of listening, speaking, and writing
Effective organizational skills
Full COVID-19 vaccination is an essential requirement of this role. UnitedHealth Group will adhere to all federal, state and local regulations as well as all client requirements and will obtain necessary proof of vaccination prior to employment to ensure compliance

UnitedHealth Group

Hopkins, MN

UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, OptumHealth, OptumInsight, and OptumRx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health and well-being services to individuals age 50 and older, addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; and Medicaid plans, Children’s Health Insurance Program, and health care programs; and health and dental benefits.

The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services. This segment serves individuals through programs offered by employers, payers, government entities, and directly with the care delivery systems.

The OptumInsight segment offers software and information products, advisory consulting arrangements, and services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical, as well as develops programs in areas, such as step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated was founded in 1974 and is based in Minnetonka, Minnesota.

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