LendingClub

Sr. Risk Infrastructure Analyst

Posted on: 21 Sep 2021

San Francisco, CA

Job Description

What You'll Do

Code/Test/Deploy business strategies and models/scorecards on the Decision Infrastructure 

Build/Test/Maintain APIs to access internal and external data sources required for decisioning  

Enhance existing Data Gateways or build new Interfaces to amalgamate and exchange data 

Efficient delivery of assigned Projects with utmost quality and beat the target (efforts/timelines) 

Troubleshoot & resolve issues reported by operations, risk management and Engineering teams 

Maintain Project quality standards per defined thresholds to avoid negative impacts to business  

Follow detailed change management protocol in implementing the business requirements 

Leverage our ‘Best Practice’ implementation methods to amplify the delivery throughput  

Collaborate with the contract resources and be a technical mentor for new team members 

About You

1+ years of relevant job experience  

Hands-on Programming experience in Python, Java/Javascript and SQL is a must 

Experience in Lua, Pyspark, Scala or R is an advantage  

Decision Systems experience in Blaze, PowerCurve, DROOLs, GDS Link, SAS ID etc. is a plus 

Able to adopt and work with new technology 

Strong track record of working well across teams and with external partners 

Hustle and creativity when analyzing/solving business problems 

Never-ending desire to grow and learn 

Strong interpersonal, verbal, and written communication skills 

Bachelor/Master’s degree in Computer Science, Information Technology, Data Science, Statistics, Mathematics, Operations Research, Business Administration, Management, or related field 

LendingClub

San Francisco, CA

LendingClub is a US peer-to-peer lending company, headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. LendingClub is the world's largest peer-to-peer lending platform. The company claims that $15.98 billion in loans had been originated through its platform up to December 31, 2015.

LendingClub enables borrowers to create unsecured personal loans between $1,000 and $40,000. The standard loan period is three years. Investors can search and browse the loan listings on LendingClub website and select loans that they want to invest in based on the information supplied about the borrower, amount of loan, loan grade, and loan purpose. Investors make money from interest. LendingClub makes money by charging borrowers an origination fee and investors a service fee.

LendingClub also makes traditional direct to consumer loans, including automobile refinance transactions, through WebBank, an FDIC-insured, state-chartered industrial bank that is headquartered in Salt Lake City Utah. The loans are not funded by investors but are assigned to other financial institutions.

The company raised $1 billion in what became the largest technology IPO of 2014 in the United States. Though viewed as a pioneer in the fintech industry and one of the largest such firms, LendingClub experienced problems in early 2016, with difficulties in attracting investors, a scandal over some of the firm's loans and concerns by the board over CEO Renaud Laplanche's disclosures leading to a large drop in its share price and Laplanche's resignation.