Mortgage Banker
Posted on: 19 May 2021
Burlingame, CA
Job Description
Responsible for sourcing and originating first mortgage loans through traveling to, and building relationships with,
realtors and home construction companies. Also responsible for cross-selling bank products and works to build the
Bank's image and multiple customer relationships.
Essential Job Functions
Sources and obtains first mortgage inquiries from existing customer base, bank referrals, and external business
sources using targeted marketing and/or advertising efforts.
Conducts presentations at branches, real estate office sales meetings, homebuyer's seminary or any other
venue to solicit first mortgage business. Advises new and existing customers on various loan programs based on
the customers' financial needs.
Interviews applicants to develop information concerning their needs, desires, and earnings to assist in
determining whether the loan will be an acceptable risk to the Bank. Negotiates terms and conditions of loans
with applicants.
Obtains and analyzes pertinent financial and credit data. Analyzes current rates and loan programs and
provides accurate and timely information to customers.
Manages pipeline to ensure service standards and financial goals are met.
Transacts business in conformance with state and federal regulations such as, but not limited to, RESPA, HMDA,
and Fair Lending Practices
Acts as liaison with borrowers/customers, other bank employees, outside entities (realtors, title and escrow
officers, etc.) as well as other division staff, to facilitate a prompt, efficient closing of each loan.
Other Job Duties
Keeps informed on trends and developments in the local real estate market, as well as the changing rules and
regulations pertaining to both private and government -insured mortgages.
Consistently works in accordance to published department sales and service standards.
Consistently manages to prescribed personal and business unit sales plans as well as the overall strategy of
Mortgage Banking.
Performs other duties as assigned.
Required Experience
Requires practical knowledge of job area typically obtained through advanced education combined with
experience.
Requires 3 years minimum experience in mortgage sales.
Education
Bachelor's Degree
Licenses & Certifications
NMLS
Skills
Prior experience, with proven results, in first mortgage sales and customer service preferred.
Financial products or services experience is highly desirable.
BNP Paribas
New York, New York
BNP Paribas has been present in the United States since the late 1800s and currently has nearly 14,000 employees in North America. The region is a key hub for the Bank’s global network of 71 countries and over 198,000 employees.
BNP Paribas offers its clients a full range of services from investment and retail banking to asset management services. In the United States, the two core businesses of BNP Paribas mirror the Bank’s global organization: Corporate & Institutional Banking and Retail Banking & Services (comprised of Domestic Markets and International Financial Services).
Corporate & Institutional Banking provides capital markets, securities services, financing, treasury and advisory solutions. The Bank’s services are provided via four core business lines: Global Markets, Securities Services, Financing Solutions and Advisory. Clients are at the core of all of BNP Paribas’ services, and through developing and managing long-term relationships, our dedicated Coverage teams focus on enabling the Bank to provide integrated services to clients across a comprehensive range of products.
Retail Banking in the US includes both branch networks and a range of other specialized financial services. Bank of the West serves approximately 2 million household and business accounts through over 535 retail branch locations and dozens of commercial banking offices in 24 states.
We also offer integrated investment services available from BNP Paribas for private and institutional investors, including Asset Management and Real Estate services through Transwestern.
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IndustryBanking/Financial Services
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No. of Employees198,816+
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Website
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Jobs Posted1197
