Job Description

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, were one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Job Description

Manages, monitors and coordinates credit loss risk management projects for small business credit card products. Responsible for querying large datasets using SAS EG or SQL Plus, performing data analysis and presenting findings. Responsible for creating and automating data pulls, reports and performance tracking to improve efficiency. Develops and maintains databases, systems and programs to support reporting and adhoc tasks. Develops risk rules, tools and procedures to evaluate and mitigate losses in the small business credit card portfolio. Analyzes the potential profit/loss impact on the portfolio from strategies implemented by risk management. Reviews accounts in the decisioning systems to validate accuracy of strategy execution and stability of key drivers. Works closely with other areas of the organization such as system implementation teams and Agile teams to support strategy implementation. Works with other partners such as Marketing, Products, Finance and Data Warehouse to discuss Risk strategy impacts and negotiate support and resource allocation.

Basic Qualifications
- Bachelor's degree with emphasis in computer science, business, analytics, statistics, data science or equivalent work experience
- Six to eight years of relevant experience

Preferred Skills/Experience

- Strong technical skills with SAS and SQL is a plus, experience with pulling data and analyzing data.
- Thorough knowledge of applicable laws, regulations, financial services and regulatory trends
- Thorough knowledge of Risk/Compliance/Audit controls and competencies
- Advanced knowledge of departmental data sources. Hands on experience with querying Triad, Master table data preferred.

- Excellent computer navigation skills using a variety of software packages including Microsoft Office applications
- Strong process facilitation, project management and analytical skills
- Excellent presentation, interpersonal, written and verbal communication skills

Benefits:
Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.

Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting usbank.com/careers.

EEO is the Law
Applicants can learn more about the companys status as an equal opportunity employer by viewing the federal EEO is the Law poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.