At Bank of the West, our people are having a positive impact on the world. We're investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing for more small businesses, and promoting programs for sustainable energy. From our locations across the U.S., Bank of the West is taking action to help protect the planet, improve people's lives, and strengthen communities. We are part of BNP Paribas, a global leader supporting the UN Sustainable Development Goals (SDGs). Yes, we're a bank, but as the bank for a changing world, we are continually seeking to improve the ways we help our customers, while contributing to more sustainable and equitable growth.
Job Description Summary
Lead and manage the savings exception rate process which includes tracking, processing, rate pointer management and quarterly review of accounts. Implement and validate all disclosures for Savings and CD products, manage customer outreach / experience, and support all audit/compliance requests and issues. Support deposit pricing governance routines and help validate all product pricing changes to ensure accuracy. Assist managing projects and complicated processes as needed.
Essential Job Functions
* Assists manager in the development of business strategies, and directs execution against those strategies. Partners broadly across the organization - systems, finance, legal, compliance, training, marketing and all channels - to deliver against defined business objectives successfully.
* Evaluates ideas for new products, investigates business segment opportunities and effect on market of present products; recommends exploitation of economically attractive opportunities and makes strong and well-reasoned recommendations.
* Understands and represents the interests of the customer, translating customer needs into actionable business opportunities.
* Evaluates current economic conditions and regulatory environment, and advises management of possible impact on entire product and service lines of the overall business segment.
* Gathers market intelligence so that business segment opportunities may be capitalized on as they occur and the effects of competitive activity are minimized.
* Assists the development and recommendations of pricing strategies that will result in meeting specific business segment and or product objectives.
* Ensures all new and existing products and communication related to products are in compliance with bank policy and regulatory requirements.
* Manage Pricing Governance meeting, presentation and downstream processes
* Lead and manage the exception rate process which includes tracking, processing, rate pointer management and quarterly review of accounts
* Implement and validate all disclosures for Savings/CD products and pricing, and manage customer outreach / experience
* Controls, governance, business continuity and audit support
* Performs other duties as assigned or requested
Required Education or Equivalent Experience
* Bachelor's Degree or equivalent work experience
Required Experience
* 5 years of relevant experience
Administrative/Technical Skills
* Analytical and research
* Bank product and service knowledge preferred
* Coordinate meetings
* Excel, PowerPoint and Word experience
* Timeline management
* Negotiation skills
* Finance experience preferred
* Project/process management experience preferred
* Data manipulation experience
* Presentation skills
* Use personal computer
* Ability to handle multiple tasks and projects
Equal Employment Opportunity Policy
Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.
Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations
New York, New York
BNP Paribas has been present in the United States since the late 1800s and currently has nearly 14,000 employees in North America. The region is a key hub for the Bank’s global network of 71 countries and over 198,000 employees.
BNP Paribas offers its clients a full range of services from investment and retail banking to asset management services. In the United States, the two core businesses of BNP Paribas mirror the Bank’s global organization: Corporate & Institutional Banking and Retail Banking & Services (comprised of Domestic Markets and International Financial Services).
Corporate & Institutional Banking provides capital markets, securities services, financing, treasury and advisory solutions. The Bank’s services are provided via four core business lines: Global Markets, Securities Services, Financing Solutions and Advisory. Clients are at the core of all of BNP Paribas’ services, and through developing and managing long-term relationships, our dedicated Coverage teams focus on enabling the Bank to provide integrated services to clients across a comprehensive range of products.
Retail Banking in the US includes both branch networks and a range of other specialized financial services. Bank of the West serves approximately 2 million household and business accounts through over 535 retail branch locations and dozens of commercial banking offices in 24 states.
We also offer integrated investment services available from BNP Paribas for private and institutional investors, including Asset Management and Real Estate services through Transwestern.