Job Description

Job Description
You Lead the Way. Weve Got Your Back.

At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether were supporting our customers financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining whats possible - and were proud to back each other every step of the way. When you join TeamAmex, you become part of a diverse community of over 60,000 colleagues, all with a common goal to deliver an exceptional customer experience every day.

Global Commercial Credit Risk Management is seeking a high-potential Manager/ Senior Manager for a role on US Commercial Card Risk Strategy team. This role will be focused on developing risk strategies to enable B2B growth and manage the US Corporate Portfolio. This role has a high visibility to senior leadership and stakeholders in GCS Risk and GCS Business.

Key responsibilities will include:

* Driving profitable growth: Devise targeting strategies and solutions to profitably grow B2B usage in US Corporate portfolio and client-specific opportunities with a balance of risk controls and partnership with Business Development and Product teams
* Leading and supporting risk policies, procedures, and strategic initiatives: Critically evaluate and enhance risk policies for underwriting and management of risky exposures to US Corporate clients
* Portfolio management: Assume ownership for an assigned portfolio and drive risk management decision making and portfolio growth. This role entails significant interface with internal stakeholders and clients

Minimum Qualifications

* MBA, or Masters in a quantitative field is preferred
* Bachelors degree in Business, Finance or a related field required with 3 or more years of experience in managing credit risk of commercial clients. An equivalent combination of education and experience may meet qualifications
* Strong understanding of institutional credit and financial statements, background/experience in commercial credit analysis or commercial underwriting strongly preferred
* Strategic thinking, ability to work independently and prioritize in real-time
* Positive energy and excellent communication skills are a must
* Ability to work in a dynamic environment
* Ability to influence senior leaders, drive change and manage expectations with business partners

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability status, age, or any other status protected by law