Credit Ops Analyst I - Corporate Liability PRR
Posted on: 27 Jan 2021
Tempe, AZ
Job Description
An area within Chase Card Services has an excellent opportunity for an individual with proven commercial underwriting abilities. The selected individual will thrive in a fast-paced environment. Primary responsibilities include underwriting new applications as well as existing corporate liability credit requests, with a strong focus on credit quality and risk assessment. Portfolio management responsibilities include proactive identification of credit trends and weaknesses, completion of periodic and annual credit reviews and initiating collections activity in connection with overall commercial relationship management. Individuals in this position will be have prior experience working with commercial credit applications, along with proven verbal, written, interpersonal, analytical and problem-solving skills. The ability to interface well and build strong working relationships with internal partners such as Business Bankers, Business Development and Risk Policy is another important component of the role.
Qualifications
Proven ability to spread business financial statements/tax returns, perform ratio analysis, complete risk assessment and make sound credit decisions and recommendations via written and verbal presentations;
Experience in supporting recommendations when challenged and in negotiating counteroffers, where appropriate;
Proficiency in credit/lending transactions and analytical skill sufficient to enable independent underwriting of commercial requests for lines of moderate to large size and complexity with limited guidance required from immediate manager;
Strong analytical and problem-solving skills;
Proven ability to communicate verbally and in writing with internal and external customers and with various levels of management;
Ability to work in a team environment;
Flexibility in adapting to changing volumes and areas of focus (new applications versus portfolio reviews versus initiation of collections, etc.);
Ability to investigate, recommend and initiate process improvements;
Possess accounting and finance knowledge, and commercial banking experience
Minimum 3 years commercial credit lending experience;
Commercial credit card lending experience a plus;
Computer skills specific to Microsoft products and proprietary systems;
Bachelor's degree in a business-related discipline (MBA a plus);
Successful completion of a major corporate bank commercial training program (or the equivalent corporate banking/corporate finance or accounting experience);
JPMorgan Chase & Co.
New York, New York
JPMorgan Chase & Co. operates as a financial services company worldwide. It operates in four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM). The CCB segment offers deposit and investment products and services to consumers; lending, deposit, and cash management and payment solutions to small businesses; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit card, payment processing, auto loan, and leasing services.
The CIB segment provides investment banking products and services, including corporate strategy and structure advisory, and equity and debt markets capital-raising services, as well as loan origination and syndication; cash management and liquidity solutions; and cash securities and derivative instruments, risk management solutions, prime brokerage, and research.
This segment also offers securities services, including custody, fund accounting and administration, and securities lending products for asset managers, insurance companies, and public and private investment funds. The CB segment provides financial solutions, including lending, treasury, investment banking, and asset management to corporations, municipalities, financial institutions, and nonprofit entities, as well as financing to real estate investors and owners.
The AWM segment offers investment and wealth management services across equities, fixed income, alternatives, and money market fund asset classes; multi-asset investment management services; retirement products and services; and brokerage and banking services comprising trusts, estates, loans, mortgages, and deposits. The company also provides ATM, digital covering online and mobile, and telephone banking services. JPMorgan Chase & Co. has a collaboration agreement with Chicagoland Chamber of Commerce. The company was founded in 1799 and is headquartered in New York, New York.
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IndustryBanking/Financial Services
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No. of Employees255,998
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Website
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Jobs Posted9051
