Job Description

This role analyzes and evaluates risk and accepts, rejects, or modifies risk and coverage conditions within limits of delegated authority and in accordance with established underwriting guidelines to achieve underwriting profitability objectives.

Responsibilities include:

* Evaluating, prioritizing and selecting submissions to be underwritten.
* Demonstrating technical underwriting skills through strategic, thorough account reviews and file documentation.
* Exercising judgment, negotiating and making sound business decisions effectively based on level of authority.
* Adhering to guidelines and underwriting discipline to minimize exposure and appropriately price risks
* Working with management, brokers, clients, and outside counsel on contract terms and conditions on a portfolio of mainstream and complex risks.
* Participating in various underwriting and marketing initiatives to improve company results and drive portfolio strategies.
* Identifying opportunities for growth within new and existing production sources.
* Working with management to develop unique local broker strategies for assigned brokers to drive profitable results in line with product objectives.
* Ensuring our marketing initiatives are achieved and that consistent communication of our risk appetite and value proposition are provided to our brokers and clients.
* Representing AIG at client and broker functions with supervision as necessary/appropriate.
* Providing superior customer service to brokers and clients (internal & external).

TECHNICAL SKILLS & EXPERIENCE:

* 2-4 years of relevant professional experience. Commercial Insurance Company, Agency or Brokerage experience preferred.
* Bachelors degree from a four-year college or university.
* Demonstrated sales, marketing, and relationship building experience.
* Working knowledge of the US Financial Lines business (D&O, EPL, PTL, Cyber, Fidelity) including product features, forms, regulatory environment and risks etc.
* Strong verbal and written communication skills.
* Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions, especially regarding technical aspects.
* Comfort with financial statements, analytical tools and technology.

It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

At AIG, we believe that diversity and inclusion are critical to our future and our mission creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

Functional Area:

UW - Underwriting

Estimated Travel Percentage (%): Up to 25%

Relocation Provided: No

RISK SPECIALISTS COMPANIES INSURANCE AGENCY INC