Job Description

Job summary

Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? Come join us as we scale to be the most trusted B2B financial service solution provider across Amazon! The B2B Payments and Lending team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers, sellers and other small business customers across Amazon. We are part of the global Consumer Payments organization, who aims to delight our customers by building payment experiences and financial services that are trusted, valued and easy to use from anywhere in any way.

B2B Payments and Lending Credit strategy team is looking for a Risk Manager to manage the credit risk performance of North America business. The successful candidate will be responsible for developing credit strategies to profitably grow Lending portfolio with a balance of risk controls, track losses and identify portfolio trends, evaluate and enhance risk policies, and capabilities for onboarding, underwriting and exposure management. The ideal candidate should be highly analytical, resourceful, customer-focused, team oriented and possess strong credit management skills. The successful candidate will have a strong desire in innovating processes and exceed expectations in a dynamic, fast-paced environment, primarily driving innovation on behalf of sellers and small business customers. The position requires an individual who can work autonomously in a fast paced, highly demanding and often ambiguous environment, with strong attention to detail.

BASIC QUALIFICATIONS

• Robust analytical skills, including the ability to be hands-on and dive deep into details, identifying root cause and propose solutions
• Hands-on experience of working with data tools/languages such as SQL, Python or SAS
• Experience in credit analysis and credit risk management for financial services, banks, or fintech companies
• Able to build positive business relationships and work collaboratively with cross-functional teams
• Ability to articulate complex problem and cater your language to different audience in both verbal and written communication
• Exhibits excellent business judgment and work with a structured approach to design, plan and execute
• Results-oriented: Proven track record of on-time project/program delivery for large, cross-functional projects.
• Bachelor’s degree in Business, Engineering, Statistics, Computer Science, Mathematics, Economics, Data Science, or related field or equivalent experience

PREFERRED QUALIFICATIONS

• Master’s degree in Business, Engineering, Statistics, Computer Science, Mathematics, Economics, Data Science, or related field or equivalent experience
• Experience in automating, optimizing and simplifying manual processes to drive operational efficiency
• Has relentlessly high standards in your deliverables (eg. documents, codes, etc.)