Job Description

Job Summary

Are you ready for the excitement and mental stimulation of the consulting life? Are you a risk manager who is tired of the slow pace and bureaucracy of where you are? Or perhaps a consultant attracted to the growth and scope of FICO? This exciting opportunity would allow you to work on new projects every couple of months. Imagine working on a Decision Engine go-live for a top card issuer in the US, a risk rules rationalization project for personal lending in Mexico, advising a collection organization on digital collections and self service, deploying Optimized credit line increases for a Credit Union, and conducting an enterprise risk maturity assessment for a regional bank, all in a 12 month span of time. It doesn’t get any more exciting than that!

Our team culture is to constantly strive to deliver value in our clients’ eyes and to leverage the power of collaboration. We love meeting new people, empathizing with their challenges, and becoming their ally by providing sound and pragmatic counsel. Their success is our success. The senior directors on our team are expected to balance client work, mentor junior consultants, use thought leadership, business development, practice development, and provide FICO product management with “from the field” input. If this team and role sounds like a good fit, we look forward to meeting you!” – Business Consulting – Vice President

Job Description

The Advisors Life Cycle Practice focuses on supporting clients within the powerful FICO Platform and analytic solutions. Consultants are required to be experts in all aspects of the solutions and to be able to provide expert approaches for the configuration and use of the software to deploy risk and process decisions across the customer life cycle. Our consultants also provide advisory services and risk management thought leadership that is independent of the solution used. Advisory services are aimed at helping financial institutions in managing credit risk exposure across different products (eg Cards, Retail Banking, Acquiring Loans, Insurance, Telco, Auto Lending), coping with industry changes (digital originations or regulatory changes), or dealing with specific credit risk  management concerns (eg delinquency rates, revenue targets, pricing strategy).

Provide best-in-class, impartial, practical and actionable enhancement recommendations to clients’ risk environments.
Maintain expert-level knowledge of consumer credit risk analytics and how they achieve clients’ business and financial objectives .
Collaborate with the client, other functional areas at FICO such as Analytics and Professional Services, and your Advisors colleagues to bring the best possible ideas forth for maximizing the business benefits delivered by the fraud solution.
Participate in detailed data analyses that support our recommendations with fact.
Problem solve and develop approaches for challenging situations that address a unique client need.
Nurture the client relationship with both Advisors and FICO to build long-term mutually beneficial relationships.
Proactively participate in constantly improving FICO’s solutions by bringing “from the field” ideas and perspective.
Share knowledge across the Advisors unit and harness the collective wisdom of your peers.
Develop, mentor, and recruit talent.
Travel as necessary to support clients in the region.

What We’re Seeking

Bachelor’s degree in business, Mathematics, Statistics, Computer Science, Engineering, or a related field of study (or equivalent experience).
Deep understanding and experience in various areas of consumer credit risk management  including originations, collections, exposure management, portfolio and loss forecasting, pricing, customer centric decisions and analytics.
Experience supporting the development of strategic planning documents, proposals, business cases, and detailed reports complemented by excellent communication and professional presentation skills.
Proven ability to develop strong relationships, in project leadership, and a demonstrated results orientation.
Additional advanced degrees, MBA, and/or certifications.
Past employment at a bank or financial services provider.
End-user knowledge of TRIAD, originations systems, authorization systems, decision engines and other analytic development tools.

Why Make a Move to FICO?

At FICO, you can develop your career with a leading organization in one of the fastest-growing fields in technology today – Big Data analytics.  You’ll play a part in our commitment to help businesses use data to improve every choice they make, using advances in artificial intelligence, machine learning, predictive and prescriptive modeling, and much more.

FICO makes a real difference in the way businesses operate worldwide:

Credit Scoring — 150+ billion FICO Scores have been sold to date, making it the most used credit score in the world.
Fraud Detection and Security — 2.6+ billion payment cards globally are protected by FICO fraud systems.
Lending — 3/4 of US mortgages are approved using the FICO Score.
Anti-Money Laundering — our solutions check more than half a billion transactions a day to prevent criminal schemes such as terrorist financing