Job Description

Job Description Summary

Are you a critical problem solver who can analyze complex risk and find insurance solutions that balance customer needs with business goals? If you can take initiative, use both your analytical and creative abilities to make sound decisions and have a desire to help people tackle real challenges, we want to know more about you!

As a Senior Consultant, you'll be a top-level individual contributor and subject matter authority within the business unit. You will be responsible for setting, monitoring, achieving and measuring the established goals for specific business unit/region. This includes developing and implementing strategic plans, objectives, expense budgets and rate and form filings. We'll count on you to build and grown relationships with general agents, brokers and other customers. In addition, you will be accountable for underwriting guidelines, rates, forms and procedures across regions or within territory.

Job Description

Key Responsibilities:

Develops and implements business strategies, underwriting plans and portfolio management strategies for specific line of business. Provides business forecasting related to trends, and profitability within region/channel.

Directs distribution partner/results and recommends corrective action if necessary. Conducts regular visits with partners to understand business needs and to identify new business opportunities.

Coordinates and participates in discussions with re-insurers per department guidelines verifying the appropriate use of all reinsurance facilities used by the department, including various treaty, semiautomatic and facultative reinsurance. Maintains good working relationship with re-insurers.

Maintains composition of designated book of business to achieve favorable results. Monitors performance and provides report card on regional/channel results. Takes action based on results as needed.

Interacts with all departments of the company to achieve company goals and objectives.

Communicates regional and/or business unit initiatives and goals. Builds alignment within territory teams within the region and across the regions.

Provides input and feedback on performance for Underwriters and Managers within specified lone of business.

May perform other responsibilities as assigned.

Reporting Relationships: Reports to Associate Vice President/Director. No direct or indirect reports.

Typical Skills and Experiences:

Education: Undergraduate studies in finance, accounting economics, and/or risk management.

License/Certification/Designation: CPCU preferred

Experience: Eight years of related experience as a Casualty Underwriter preferred. Informal or formal leadership experience in casualty lines of business is preferred. Some experience in the technical aspects of data management, imaging and procedures and processes helpful.

Knowledge, Abilities and Skills: In-depth knowledge of excess casualty lines, underwriting policies, practices and procedures, underwriting marketing principles and techniques. In-depth knowledge of financial analysis and statements, investments, market conditions essential. Knowledge related to insurance, contract and business law preferred. Knowledge of employment principles and practices. Excellent verbal and written communication skills to communicate with individuals and groups via telephone, fax, e-mail and in person. Presentation skills. Proven ability to supervise, train, motivate employees and set work priorities in all aspects of multi-line underwriting support and rating. Demonstrates advanced negotiation skills. Ability to work with assigned distribution partners. Ability to analyze highly complex insurance risks to determine acceptability including policy language, various commercial and alternative rating plans and methodologies, reinsurance. Ability to learn and use job-related software, including Microsoft Office Suite products. Ability to devise business solutions to complex problems, implement the most appropriate and monitor effectiveness. Ability to make decisions on highly complex issues and work with minimal direction. Ability to coach, train and mentor managers and underwriting personnel. Ability to analyze and interpret mathematical, statistical and logical data and evaluate its reliability and significance.

Other criteria, including leadership skills, competencies and experiences may take precedence.

Staffing exceptions to the above must be approved by the hiring manager’s leader and Human Resources Business Partner.

Values: Regularly and consistently demonstrates the Nationwide Values.