Job Description

Position Description

The Structured Funding Analyst will run cash flow modeling and valuation analytics for public and private transactions including securitizations, loan sales, credit facilities and other strategic initiatives. Will support the execution of public and private retail auto securitization. Position will also be involved in various ad hoc projects as needed around various reporting and analytical needs of the Structured Funding group.

Job Responsibilities

* Develop optimal capital structures according to rating agency requirements using knowledge of auto securitization market and transaction structures; sizing of senior and subordinate notes and credit enhancements for transactions using financial models developed in-house by adhering to the methodologies published by major rating agencies.
* Conduct exploratory quantitative analysis to develop and dimension asset strategy initiatives. Consolidate relevant facts and model results into ad hoc reporting and present to senior level management.
* Prepare rating agency submissions including transaction cash flows (based on the rating agency stress assumptions), static loss data tables and curves highlighting Ally's auto portfolio performance
* Prepare presentations describing proposed structures and supporting analytics for rating agencies to obtain required ratings on a timely basis.
* Provide analytical support to execution teams by working with both internal and external parties including business partners, rating agencies, bank counterparts, legal counsels, and investors to facilitate the execution of funding activities.
* Produce monthly and ad hoc reports relating to structured funding activities for senior management.
* Maintain models to support required credit enhancement and structural features of public and private transactions.
* Work to continually improve modeling and reporting.
* Support collateral management related activities, including but not limited to pool cuts, secured facility borrowings and pay downs and related analytical support
* Evaluating and implementing new IT systems to support structured funding needs including work with Model Validation group.

Qualifications

* Bachelor's degree in finance, accounting or economics.
* Experience in financial modeling, financial mathematics, asset valuation techniques, and use of spreadsheet applications
* Strong technical skills including Excel and PowerPoint
* CPA, CFA or similar professional accounting/finance certification preferred

Ally Overview

Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company and a top 25 U.S. financial holding company offering financial products for consumers, businesses, automotive dealers and corporate clients. Ally's legacy dates back to 1919, and the company was redesigned in 2009 with a distinctive brand, innovative approach and relentless focus on its customers. Ally has an award-winning online bank (member FDIC), one of the largest full service auto finance operations in the country, a complementary auto-focused insurance business, a growing digital wealth management and online brokerage platform, and a trusted corporate finance business offering capital for equity sponsors and middle-market companies.

Business Unit/Enterprise Function

Finance strives to be a trusted adviser to the enterprise and prides itself on maintaining the highest level of integrity and accountability. Finance is responsible for finance reporting, financial analysis, accounting, strategy and planning, tax and investor relations.

Total Rewards Information

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation -- or total rewards -- extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:

* Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
* Planning for the Future: benefits to help you plan for the near and long term including an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement and other financial well-being programs.
* Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and family stay on track physically, socially, emotionally and financially.
* Building a Family: adoption, surrogacy and fertility support as well as benefits that help you take care of your family -- parental and caregiver leave, back-up child and adult/elder day care program and child-care discounts.
* Work-Life Integration: other benefits including LifeMatters Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.