Job Description

Discover. A brighter future.

With us, youll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description



Responsible for ensuring that critical Card and Bank legal and compliance risks are tested by the 1st line Testing Utility Team and driving strategies to address gaps. Responsible for developing the annual testing plan for 1st line testing, completing risk assessments, ensuring issues are appropriately tiered and remediated. Researches emerging regulatory risks and reports recommendations and observations to senior management. Oriented toward preventing consumer harm, detecting consumer harm, and ensuring compliance issues are properly remediated.



Responsibilities

* Works with process owners and General Managers on requirements of relevant regulations, company policies and standards related to risk and control testing. Ensures effective identification and implementation of remediation efforts to manage compliance risks and control standards. Monitors the risk and control environment for weaknesses and identifies solutions to improve the effectiveness and efficiency of controls. Conducts regular risk assessments on Card and Bank products to ensure the appropriate risks are identified for testing. Oversees timely development and completion of annual Testing Utility plan.

* Works with process owners and General Managers on the requirements of company policies and standards related to Risk Reporting, Consumer Impacting Events and Issues Management. Manages timely, accurate creation and distribution of CIEs, and monthly risk reports; discusses results and trends with DFS leaders. Oversees the timely completion of consumer remediation projects Ensures a detailed escalation plan is in place for risk issues and leveraged when necessary.

* Completes complex projects for both Card and Bank processes to ensure all relevant Compliance risk are appropriately identified and tested and provide relevant reporting on progress.

* Develops metrics, standard work and SLAs for the business units supported to ensure timely completion of projects.



Minimum Qualifications

At a minimum, heres what we need from you:

* Bachelor's Degree in Finance, Accounting, Business, or related field

* 8+ years of experience in Financial Services, Compliance, Internal Audit, Risk Management Operations areas, or related field

* In lieu of a degree, 10+ years of experience in Financial Services, Marketing, Compliance, Internal Audit Operations, Vendor Management areas, or related field





Preferred Qualifications

If we had our say, wed also look for:

* 10+ years of experience in Financial Services, Compliance, Internal Audit, Risk Management Operations areas, or related field

* 2+ years of experience in People Management

* Certification in RMS Certified Risk Management Professional, Certified Internal Auditor, Certified Public Accountant (CPA), Certified Regulatory Compliance Manager

What are you waiting for? Apply today!

The same way we treat our employees is how we treat all applicants with respect. Discover Financial Services is an equal opportunity employer (EEO is the law). We thrive on diversity & inclusion. You will be treated fairly throughout our recruiting process and without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status in consideration for a career at Discover.

US Benefits

Work Perks:

* 24-Hour Nurse Hotline & Telehealth Services
* 7 Paid Holidays
* Adoption Assistance
* Annual Flu Shots
* Commuter Benefits
* Employee Assistance Program
* Flexible Work Environment
* Group Auto, Home and Pet Insurance
* Healthy Eating Program
* Legal Assistance Plan
* Mothers Rooms
* Onsite Emotional Health Counselors
* Onsite Fitness Centers
* Onsite Weight Watchers at Work
* Paid Parental Leave
* Professional and Leadership Development Programs
* Recognition Program
* Service Anniversary Awards
* Tuition Reimbursement

Health:

* Annual health Evaluation and Health Coaching
* Critical Illness Insurance
* Health Savings Account, Health Reimbursement Account and Flexible Spending Accounts
* Health, Vision and Dental Insurance
* Life and Accident Insurance
* Long-term and Short-term Disability Insurance
* Onsite Health Services Center with Nurse Practitioner

Financial Wellness:

* 401(k) Savings Plan with Fixed and Matching Contributions
* Employee Stock Purchase Plan
* Financial Engines
* Financial Wellness for You Learning Programs

UK Benefits

* Competitive Salary
* Competitive Pension Scheme
* Annual Incentive Scheme
* Up to 25 days annual leave per calendar year
* Private Health Care is a taxable benefits
* Annual health assessments
* Flexi Fridays
* Eye Care Vouchers
* Perks @ Work
* Ride to Work (Cycle Scheme)
* Season Ticket loan
* You Care We Share (Charity program that has matching contributions)
* Volunteering Hours
* Study Leave (5 days)
* EAP- Employee Assistance Program
* Dental plan (Taxable benefit)