Division or Field Office:
Knoxville Claims Office
Department of Position: Claims Department
Work from:
Home in Tennessee
At Erie Insurance, youre not just part of a Fortune 500 company; youre also a valued member of a diverse and inclusive team that includes more than 5,000 employees and over 2,200 independent agencies. Our Employees work in the Home Office complex located in Erie, PA, and in our Field Offices that span 12 states and the District of Columbia. To attract and retain the best talent, we reward our team members with competitive salaries and a very generous benefits package.
Position Summary
Exercises independent discretion or judgment in handling all types of property claims. Also assists or acts on behalf of the claims supervisor when required.
* This is a remote/work from home position and a company car will be provided.
* The successful candidate will work from home in Tipton, Dyer, Lauderdale county or surrounding areas.
* Candidates may be considered for Property Adjuster I or Property Adjuster II based on qualifications.
Duties and Responsibilities
* Conducts investigations, interviews, and inspects damage, driving to site of damage within assigned territory or other if required. Prepares estimates, makes recommendation, and handles coverage questions, and litigation.
* Sets and maintains reserves, reviews reports and related materials, directs experts, determines coverage and claim value, issues or declines payment, and negotiates claims with plaintiff attorneys when necessary.
* Documents claim files and submits report for closure.
* Recognizes subrogation situations and initiates appropriate action.
* Services assigned territory and brings assigned claims to conclusion.
* Interacts with Agents and district sales managers on matters of mutual concern.
* Assists claims supervisor or acts on his/her behalf, including representing the company at legal proceedings, as required.
* Completes industry-related training programs and continues to attend training programs to remain informed on policy changes, interpretation or new legislation.
* Assists in training of new claims adjusters.
* Participates on Catastrophe Team when required.
* The first five duties listed are the functions identified as essential to the job. Essential functions are those job duties that must be performed in order for the job to be accomplished.
* This position description in no way states or implies that these are the only duties to be performed by the incumbent. Employees are required to follow any other job-related instruction and to perform any other duties as requested by their supervisor, or as become evident.
Competencies
Ability To Learn And Follow Procedures
Ability To Maintain Composure
Ability to Manage Complexity
Decision Making
Developing And Maintaining Relationships
Influencing Skills
Information Management Skills
Interpersonal Communication
Job-Specific Knowledge
Planning And Organizing
Problem Analysis
Service Orientation
Stress Tolerance
Switching Tasks
Time Management
Qualifications
High school diploma or GED required. Bachelor's degree preferred. Five years property claims adjusting experience required. Demonstrated proficiency with estimating software required. Successful completion of Associate in Claims (AIC) program preferred. Incumbent must live in territory assigned unless a change is approved by the company. Position requires the incumbent to serve on Catastrophe Team, which may include travel on short notice to other locations for periods in excess of two consecutive weeks. Willingness to obtain and maintain any required licenses. Valid driver's license and good driving record required.
Physical Requirements
Lifting 0-20 lbs; Often (20-50%)
Lifting 20-50 lbs; Often (20-50%)
Lifting Over 50 lbs; Often (20-50%)
Driving; Frequent (50-80%)
Pushing/Pulling; Occasional (<20%)
Manual Keying/Data Entry; Often (20-50%)
Climbing; Moderate (30-40%)
Erie, PA
Erie Indemnity Company (Indemnity) is a publicly held Pennsylvania business corporation that has been the managing attorney-in-fact for the subscribers (policyholders) at the Erie Insurance Exchange (Exchange) since 1925. The Exchange is a subscriber-owned Pennsylvania-domiciled reciprocal insurer that writes property and casualty insurance.
Indemnity’s primary function is to perform certain services for the Exchange relating to the sales, underwriting and issuance of policies on behalf of the Exchange. This is done in accordance with a subscriber’s agreement (a limited power of attorney) executed by each subscriber (policyholder), who appoints Indemnity as their common attorney-in-fact to transact business on their behalf and manage the affairs at the Exchange.
The property and casualty and life insurance operations are owned by the Exchange, and Indemnity functions as the management company. Indemnity, the Exchange, and its subsidiaries and affiliates, operate collectively as the “Erie Insurance Group” (The ERIE®).