Job Description

## Ally and Your Career

Ally Financial only succeeds when its people do - and that's more than some cliche people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

## The Opportunity

A unique role at the intersection of Ally's operations, finance, and modeling groups. You will develop a deep understanding of Ally's risk management framework and how it drives financial impact. Query data generated by Ally's operations, perform analysis, and concisely report results into risk insights. Act as user of statistical loan default models to summarize forecast results, calculate loss allowance, and run scenario-based stress tests. Communicate analytical findings to financial stakeholders within the company.

## The Work Itself

* Process and review macroeconomic and other inputs for allowance setting and stress testing processes
* Write, edit and maintain code and SQL queries to pull data and process model output
* Complete analyses and deliverable files for allowance setting and stress testing, including:
* Model results
* Model overlays/management adjustments
* Model performance monitoring
* Validate process controls and update submission template files to ensure regulatory compliance
* Conceptualize and complete ad-hoc analyses to explain and further inform allowance and stress testing results

## The Skills You Bring

* Undergraduate degree in business, analytical, or technical field
* 3+ years of analytical experience, preferably in the banking or financial industry or a graduate degree in a technical field
* Advanced knowledge of MS Excel
* Proficient in a programming language, especially SQL, SAS, Python or R
* High level of interpersonal skills to work effectively with others. Strong oral and written communication skills.
* Team mentality
* Quick learner and ability to work in a fast-paced environment

## How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation -- or total rewards -- extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:

* Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
* Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
* Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally and financially.
* Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and child care discounts.
* Work-Life Integration: other benefits including LifeMatters Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.

## Who We Are

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.