Job Description

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Consumer and Wealth Management (CWM)

Across Consumer and Wealth Management (CWM), Goldman Sachs helps empower clients and customers around the world reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for consumers to better spend, borrow, invest, and save. Across CWM, our growth is driven by a relentless focus on our people, our clients and leading-edge technology, data and design.

Consumer

The firms Consumer business, Marcus by Goldman Sachs, combines the entrepreneurial spirit of a startup with more than 150 years of experience. Today, we serve millions of customers across multiple products including lending, deposits, financial tools, and our partnership with Apple on Apple Card. We use innovative design, data, engineering and other core capabilities to provide customers with powerful tools and products that are grounded in value, transparency and simplicity. As we build a leading digital consumer bank and expand into new products and partnerships, we are looking for leaders and individual contributors to join our team.

RESPONSIBILITIES

As a member of the Consumer Finance team, you will be working closely with the Marcus loans and Credit Cards finance manager, product, credit, marketing and business leads and the Chief Financial Officer of the division. In your role you will be responsible for:

* Create, maintain, and enhance multi-year financial models for the business, assessing the impact of key decisions and trade-offs on the P&L
* Collaborate with business leads and key stakeholders to ensure forecasts are aligned with business strategy
* Collaborate with central finance team to publish quarterly/annual budget and create materials for CCAR
* Help create financial business cases supporting new business initiatives
* Identify opportunities and provide recommendations to business leads to improve operating efficiency
* Create financial reports to clearly summarize financial trends and provide insights to senior management

QUALIFICATIONS

* 3+ years of analytical or financial experience (Credit Card / Consumer Finance background preferred)
* An understanding of corporate finance concepts and FP&A best practices including modeling, budgeting, forecasting and KPI tracking
* Preference to work in a fast paced dynamic environment
* Strong financial modeling and analytical skills with strong attention to detail
* Demonstrate an ability to effectively communicate and present results highlighting the broader commercial and strategic impact
* Must be motivated, self-driven, collaborative, a strong communicator, comfortable following direction and able to balance being in the weeds with summarizing at a high level under short deadlines
* Must be extremely proactive and work well in a collaborative environment, with the ability to move projects forward independently
* Familiarity with SQL preferred