Job Description

Job Description
Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as Personal Cell or Cellular in the contact information of your application.

At Wells Fargo, we want to satisfy our customers financial needs and help them succeed financially. Were looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where youll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wholesale Banking provides financial solutions to businesses across the United States and globally. Our four major business lines include Corporate & Investment Banking, Commercial Banking, Commercial Real Estate, and Wells Fargo Commercial Capital. We also have groups in credit risk, group risk, finance, marketing, human relations, and the Wholesale Chief Operating Office that support our businesses.

Wells Fargo Commercial Banking delivers a comprehensive suite of products and industry expertise to serve the diverse financial needs of companies with annual sales typically ranging from $5 million to $2 billion. As a leader in serving commercial customers, Wells Fargo offers financial services including credit and treasury management solutions as well as specialized expertise across industries including Technology, Food, Beverage & Agribusiness, Investor Real Estate and Government.

The Agricultural Collateral Monitoring Department (ACMD) supports the Middle Market Banking offices within Wells Fargo. As the nation's top Agricultural Lender to Agricultural production and Agribusiness sectors, Wells Fargo has a diverse nationwide Agricultural portfolio. The ACMD is seeking talented analysts to accommodate the growing Agricultural portfolio. ACMD aides in risk management and is responsible for analyzing monthly positions, applying advance rates, and ensuring compliance with credit agreements and policy as well as tracking actual performance against budgeted performance.

The Credit Analyst 2 is responsible for conducting credit investigations and analyzing complex and diverse credit information for companies and industries. Responsible for conducting credit investigations and analyzing complex and diverse credit information for companies and industries.

Functions include but not limited to:
Analyzing loan requests including analyzing borrower information/financial statements
Collateral and tax returns to determine ability to pay
Conducting forecast analysis, preparing credit reports for review
Providing support to calling officers or account representatives and coordinating activity in support of credit approval process
May provide training or review work quality for other credit analysts

The Analyst must be detail-oriented, analytical, innovative, and customer service oriented, enjoy problem solving, possess excellent written and verbal communication skills and strong computer skills (particularly Excel). Industry experience is preferred as the ACMD provides analysis over a wide variety of Agricultural commodities and structures. Strong performers will have growth opportunities.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business units risk appetite and all risk and compliance program requirements.

Required Qualifications
* 3+ years of credit analysis experience demonstrated through work or military experience

Desired Qualifications
* Intermediate Microsoft Office skills
* Good analytical skills with high attention to detail and accuracy
* Excellent verbal, written, and interpersonal communication skills
* Intermediate Microsoft Excel skills
* Experience with Lending in the Agriculture industry
* Strong organizational, multi-tasking, and prioritizing skills
* Ability to work effectively, as well as independently, in a team environment
* Ability to take an active role in the education, mentoring and training of less experienced team members
* Strong credit underwriting skills
* Strong commercial credit analysis skills
* Knowledge and understanding of underwriting or evaluating commercial credit
* A BS/BA degree or higher in accounting, finance, or economics

Street Address
MN-Saint Louis Park: 400 Highway 169 S - Saint Louis Park, MN

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits Summary
Benefits
Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.