Job Description

The position is for a contributing member of the deal team who will manage a portfolio of corporate and commercial real estate credits/relationships in a fast-paced, regulated environment. The role is a hybrid of both client-facing responsibilities (as the candidates will negotiate directly with clients on the banks behalf) and leading the internal risk management process. The candidate must have a strong working knowledge of the commercial real estate industry, REIT/REOC lending, the capital markets, banking rules and regulations, and have had prior experience of transacting and administering construction loans, real estate term loans and entity level corporate transactions. Candidates must be experienced, independent, and qualified credit professionals with the ability to manage a number of dynamic credit situations, as well as act as a leader to efficiently utilize team resources and provide accurate, timely results.

Responsibilities include:

Evaluating new loan and other credit opportunities; identifying strengths and weaknesses of proposed transactions

Structuring the most complex loans and coordinating the credit approval process in conjunction with Underwriters, Client Executives and Credit Executives

Negotiating term sheets, loan documentation and the real estate closing process

Presenting to senior management proposed loan transactions; confidently exercise authority while clearly articulating the reasoning behind credit decisions

Contributing to the development and execution of client strategies in collaboration with Client Executives

Reviewing Investment Committee Memorandums and Credit Approval Packages

Implementing credit policies and conducting periodic credit reviews

Monitoring risk grades & loan compliance; compliance with banking rules & regulations

Balance sheet and income statement analysis

Reviewing and approving monthly construction loan draws

Assisting with training and development of junior staff members and in some cases managing staff where applicable

Qualifications:

* Preferably 10+ years of commercial banking/lending experience, including extensive credit, structuring, closing, and loan documentation experience

* Experience in Commercial Real Estate Credit is required including specific experience in construction loan management as well as REIT/REOC entity level lending

* Excellent communication skills, including the ability to clearly express and support opinions in a confident and diplomatic manner, listen thoughtfully to the input and critiques of managers and team members, and effectively articulate positions

* Superior interpersonal skills to interact with clients, counsel, product partners, and senior management

* Significant accounting and finance knowledge, as well as strong knowledge of real estate fundamentals and concepts

* Strong analytical and business writing skills

* Knowledge of JPMC or similar bank policies and procedures preferred

* Completion of a major corporate banking credit training program

* BA/BBA required; MBA a plus