Job Description

It's fun to work in a company where people truly BELIEVE in what they're doing!

Job Summary





The BSA/AML Team safeguards the Bank from the threat of financial crimes including, but limited to, terrorist financing, money laundering, and other illicit activity through transaction monitoring and reporting of suspicious activity. The Analyst, BSA/AML Compliance serves as an investigator that evaluates and analyzes sensitive information concerning account and customer activity which is potentially linked to financial crimes.

Job Description

Essential Job Functions

Analyzing Information - Analyze sensitive information concerning account and customer activity which is potentially linked to fraud, money laundering, terrorist financing, organized crime and other high profile financial crime activity. Uses various methodologies for researching, analyzing and mitigating compliance risks, such as high risk customers, transactions meeting thresholds, identity inconsistencies and law enforcement related items. Analysts must use Bank systems, third-party sites, and public records during their investigative analyses to determine reasonability of customer activity. Escalates important matters to management.

Documentation and Technology: Utilizes the Actimize Case Management and Alert System. Requires proficient excel skills, including, but not limited to, data manipulation, sorting, use of functions, and pivot tables. Analysts must have strong writing skills and the ability to prepare a thorough investigative report which clearly and concisely details the results of their analysis. Utilizes knowledge of Microsoft Office tools such as Word, Excel, PowerPoint, Access, OneNote, and Teams to execute daily work.

Time Management and Accuracy: Processes investigations, customer reviews, and alerts within internal SLAs and regulatory deadlines, while meeting expected and established metrics. Stays up to date on the FFIEC examination manual. Apply critical thinking and time management skills in order to complete assigned tasks within our regulatory obligation timeframes. Follows direction and executes tasks as assigned, demonstrates original thinking that helps improve processes or identifies trends. Demonstrates the ability to work independently, remain organized, and prioritize work in order to work on multiple projects over the same time period with accuracy and attention to detail.

Collaboration and Communication- Builds relationships by establishing trust, confidence and credibility with internal partners. Collaborates with team to establish connections across products, business units, processes, etc. Demonstrates outstanding verbal and written communication skills when working with internal and external partners. Utilizes critical thinking skills to help analyze business issues, collaborates with stakeholders to resolve problems, and gains consensus in order to present the best solution.

Reports to: Manager, Bank Compliance

Working Conditions/ Physical Requirements: General Office Setting, some travel may be required

Direct Reports: None

Minimum Qualifications:

CAMS, required within 6 months of hire

At least one years in an Investigative field to include fields such as legal field, law enforcement, banking, compliance, fraud, etc.

Preferred Experience:

Bachelors Degree in Business, Accounting, Criminal Justice, Analytics, Law, Finance

Some exposure to BSA/AML Compliance

Education:

Bachelors Degree

Certifications:

Certified Anti-Money Laundering Specialist (CAMS) - ACAMS



Work Experience

At least one year



Skills

Anti-Money Laundering, Bank Regulations, Bank Secrecy Act (BSA), Compliance, Excel Formulas, Excel Pivot Tables, Fraud Investigations, Microsoft Excel Data Analysis, Microsoft Excel Functions, Microsoft Excel Macros, Risk Compliance, Structured Query Language (SQL)



About Alliance Data Card Services

Alliance Data Card Services provides market-leading private label, co-brand, general purpose and commercial credit card programs, digital payments and Comenity-branded financial services. Using the industrys most comprehensive and predictive data set, advanced analytics, and broad-reaching capabilities, Alliance Data Card Services has been helping partners increase sales and provide greater value to their customers for more than 30 years. Follow Alliance Data Card Services on Twitter, Facebook, LinkedIn and Instagram.



About Bread

A division of Alliance Data, Bread is a leading digital payments company that works with merchants and partners to personalize payment options for their customers. Through its full-funnel recommendation engine, Bread empowers merchants to sell more, improve conversion and lift average-order-value. Follow Bread on Twitter, Facebook and LinkedIn.



Alliance Data Card Services and Bread are a proud part of the Alliance Data enterprise, a FORTUNE 500 and S&P MidCap 400 company headquartered in Columbus, Ohio with more than 8,000 associates worldwide.



* Alliance Data offers a competitive salary, a comprehensive selection of benefit options including 401(k).

* All job offers are contingent upon successful completion of credit and background checks.

* Alliance Data is an Equal Opportunity Employer.

* Alliance Data will provide accommodations to applicants needing accommodations to complete the application process.

* Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for Alliance Data.

* Alliance Data participates in E-Verify.

* Alliance Data will consider for employment qualified applicants with criminal and credit histories in a manner consistent with the requirements of all applicable laws, including the City of Los Angeles Fair Chance Initiative for Hiring Ordinance.

* Alliance Data complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. Applicants with disabilities may contact Alliance Data to request an arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at TaOps@alliancedata.com.




Job Family:

Enterprise Risk

Job Type:


Regular