TD Bank

Loan Structuring Specialist II

Posted on: 21 Feb 2021

Mt Laurel, NJ

Job Description

Job Description

* Structures and underwrites moderately complex commercial real estate financing facilities in a manner which achieves the Banks profitability goals while staying within the Banks risk parameter
* Reviews applications for completeness and evaluates requests to ensure project meets statutory requirements including economic feasibility
* Obtains and analyzes data on market supply and demand, property costs, lease and sale prices and construction costs for prospective projects
* Provide support to multiple Relationship Managers in the analysis and credit underwriting of Commercial Real Estate customers and prospects
* Supports all major income producing property types (office, industrial, multi-family, retail)
* Interacts directly and indirectly with clients as directed by Relationship Managers
* Provides input and guidance on loan structuring issues
* Assesses loan profitability
* Obtains and reviews financial information and provide in-depth credit analysis practices
* Presents and supports underwritten credits with Credit Risk Management, as required

Requirements

* 4 Year Degree or equivalent experience preferred
* 5-7 Years of related experience
* Strong knowledge of local market sector and industry trends
* Ability to understand and interpret real estate appraisals
* Ability to identify, analyze and mitigate project risks
* Advanced written and verbal communication skill
* General knowledge of Microsoft Office Suite
* Strong interpersonal and negotiation skills
* Strong Focus on documentation and risk management

* Must be eligible for employment under regulatory standards applicable to the position.

Hours

M - F

Inclusiveness

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.

TD Bank

Cherry Hill, NJ

TD Bank, America’s Most Convenient Bank®, is one of the 10 largest banks in the U.S. with deep roots in the community dating back more than 150 years.

TD Bank offers a broad array of retail, small business and commercial banking products and services to millions of customers through its extensive network of thousands of convenient locations and ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. TD Bank is headquartered in Cherry Hill, New Jersey.

In addition to banking products, TD Bank and its subsidiaries provide clients with customized private banking and wealth management services through TD Wealth® and vehicle financing and dealer commercial services through TD Auto Finance.

TD Bank is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD."

  • Industry
    Banking/Financial Services
  • No. of Employees
    26,000+
  • Jobs Posted
    2215