Job Description

Ally and Your Career

Ally Financial only succeeds when its people do - and that's more than some cliche people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

The Opportunity

Act as the lead data and analytics resource to the Ally Loan Review Group review teams. Lead analytics team in providing review teams with all data relevant to each review including account level underwriting data and account level performance data. Direct development and maintenance of portfolio level monitoring metrics on key consumer and commercial credit risk trends including aggregate exposure trends, delinquencies and charge-offs.

The Work Itself

* Identify appropriate data sources and elements for Loan Review projects.
* Provide complete underwriting and performance population data at the account level and assist in creating statistical samples.
* Create and execute compliance testing for underwriting and portfolio policy standards.
* Provide analytic support in the preparation of reports and presentations to management including creating charts, tables, graphs and listings.
* Develop and maintain automated tools that will ensure an efficient monitoring of trends to provide a consistent approach to each of the team's loan reviews.
* Aggregate consumer and commercial credit portfolio exposures and analyze trends based on multi-dimensional factors including: credit risk ratings, loan product type, risk concentrations and collateral types.
* Analyze overall economic conditions and specific industries as needed to identify emerging issues that may impact portfolio quality.
* Provide leadership and direction to Analytics Analysts in meeting team objectives

The Skills You Bring

* Business, math or CS related college degree. MBA or advanced degree in statistics or data science preferred
* Demonstrated leadership capabilities in directing local and remote resources.
* Advanced knowledge of SAS, SQL, MS Access, MS Excel and the suite of MS Office programs.
* SAS certifications, experience with Python, and experience working with big data preferred.
* 3+ years of consumer credit and/or commercial loan experience.
* Credit portfolio management with a banking or financial institution.
* Strong analytical skills, statistical modeling preferred.
* High level of interpersonal skills to work effectively with others.
* Strong oral and written communication skills.
* Strong project management skills.
* Highly motivated and self-directed.

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation -- or total rewards -- extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:

* Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
* Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
* Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally and financially.
* Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and child care discounts.
* Work-Life Integration: other benefits including LifeMatters Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.

Who We Are

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.