Job Description

Our Business

For over 100 years, Prudentials diverse and talented employees have been committed to helping customers and their families grow and protect their wealth through a variety of products and services. We are known for delivering on our promises and are recognized as a trusted brand and one of the worlds most admired companies.

The Business

Group Insurance is an operating unit within the U.S. Businesses Division that primarily focuses on creating, distributing, and administering a complex range of Life, Disability and Voluntary Benefits insurance products for many top Fortune 500 companies. Prudential has been underwriting group insurance plans since 1916. Today, our Group Insurance business unit is one of the nations leading life and disability carriers, proudly servicing nearly 3,000 clientsand bringing Financial Wellness solutions to more than 22 million individuals. Group Insurance has operation centers across the United States.

Your Team

The Specialty Risk Underwriting team consists of multi-disciplined underwriters responsible for advancing risk selection and decision- making development, conducting case reviews, serving as SMEs on complex topics, as well as training and coaching.

The Role

In this position you will be responsible for assessing, calculating and specifying the conditions under which Prudential is willing to accept risk on group life and disability business for prospective and in-force customers. This includes, but is not limited to, the review and analysis of risk criteria, demographic data, financial data, rating formulas, case specific experience, product filings and statutory requirements. Additional responsibilities include:

* Independently applies Underwriting judgment, formulates pricing decisions, negotiates within their authority limit, and handles standard reporting requests. Proactively makes recommendations on cases and identifies creative solutions.
* Able to handle a high volume of medium complexity cases with little to no support.
* Independently communicates and negotiates with internal partners.
* Actively engages in supporting the positive consultative outcomes crucial to our long-term success.
* Creates accurate offers, standard experience reports and/or evaluations, projections for assigned accounts and may handle customized reporting requests. Makes projections based on emerging account experience and trends.
* Maintains updated records and case files in accordance with underwriting and records policies & procedures.
* Demonstrates an awareness of regional trends, competitive landscape and factors that influence the marketplace and regulatory environment
* Actively contributes to larger projects as a team member, demonstrating an understanding of both the upstream and downstream impacts of changes within and outside of Underwriting, may lead smaller scope projects within Underwriting.
* Serves as a resource for less experienced underwriters and is actively involved in the training/mentoring process.

Your Expertise

What youll need to succeed:

* A minimum of 3 years of underwriting experience involving Life, Disability, AD&D or Accident products.
* Proficient with in Microsoft Excel
* Strong mathematical skills

Itd be a plus if you have:

* Bachelors degree

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Prudential Financial, Inc. of the United States is not affiliated with Prudential plc. which is headquartered in the United Kingdom.

Prudential is a multinational financial services leader with operations in the United States, Asia, Europe, and Latin America. Leveraging its heritage of life insurance and asset management expertise, Prudential is focused on helping individual and institutional customers grow and protect their wealth. The company's well-known Rock symbol is an icon of strength, stability, expertise and innovation that has stood the test of time. Prudential's businesses offer a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds, asset management, and real estate services.

We recognize that our strength and success are directly linked to the quality and skills of our diverse associates. We are proud to be a place where talented people who want to make a difference can grow as professionals, leaders, and as individuals. Visit www.prudential.com to learn more about our values, our history and our brand.

Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, ancestry, sex, sexual orientation, gender identity, national origin, genetics, disability, marital status, age, veteran status, domestic partner status , medical condition or any other characteristic protected by law.

The Prudential Insurance Company of America, Newark, NJ and its affiliates.

Note that this posting is intended for individual applicants. Search firms or agencies should email Staffing at staffingagencies@prudential.com for more information about doing business with Prudential.

PEOPLE WITH DISABILITIES:
If you need an accommodation to complete the application process, which may include an assessment, please call (800) 433-8960, prompt 4 or email accommodation.h&w@prudential.com.

Please note that the above number and email are solely for individuals with disabilities requesting an accommodation. If you are experiencing a technical issue with your application or an assessment, please email careers@prudential.com to request assistance.