Job Description

Job Description
Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as Personal Cell or Cellular in the contact information of your application.

At Wells Fargo, we want to satisfy our customers financial needs and help them succeed financially. Were looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where youll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Consumer and Small Business Banking is at the center of our efforts to rebuild trust and transform the way we serve our customers and clients. The Consumer and Small Business Banking organization is focused on innovating and transforming our business with the customer at the center, better enabling customers to engage with us how, when, and wherever they choose through a broad suite of financial products and services. While we are pleased to be an industry leader in many consumer and small business areas, including retail deposits, debit card transaction and purchase volume, and small business lending, our primary goal is delivering for our customers. Our market positions are an outcome of great work by employees who are committed to serving our customers.

Wells Fargo Small Business Lending (SBL) is the countrys leading small business lender with a full product suite, including line of credits, business cards, term loans, commercial real estate products. SBL applies data-driven strategies in conjunction with strong judgmental underwriting discipline and expertise to small business lending.

The SBL Operations Group is seeking a highly motivated and experienced credit professional to be part of the SBL Commercial Credit Workout team and support the Small Business Lending Commercial Real Estate Portfolio. An individual who is, results driven, goal oriented and interested in making an impact will find this opportunity both exciting and challenging. The role requires the management of a large portfolio of non-banker managed Small Business customers, and the ability to balance their needs as well as managing the risk that the business faces in its day to day operations.

Specific Responsibilities include:

* Performing Risk Evaluations
* Formulating and Implementing Workout Strategies
* Analyzing Complex Business and Personal Financial Statements and Tax Returns
* Ensuring Loans are Structured and Prices Consistently with Bank Policy and Commensurate with Risk
* Negotiate Creative Structures to Meet Needs of both Customer and Bank while minimizing Risk Exposure
* Working with In-house and Outside Counsel during litigation
* May Formulate Litigation Strategy

Required Qualifications
* 5+ years of lending experience, workout experience, or a combination of both; or successful completion of the Wells Fargo Credit Management Training Program

Desired Qualifications
* Basic knowledge and understanding of credit policy, accounting practices, and procedures
* Basic knowledge and understanding of lending, loan structuring, and financial analysis
* Excellent verbal, written, and interpersonal communication skills
* 3+ years of credit and portfolio management experience
* Strong relationship management skills
* Commercial lending experience
* Commercial real estate experience
* Knowledge and understanding of commercial lending or workout operations
* Solid conflict management and decision making skills
* Solid negotiation skills
* Bankruptcy experience

Other Desired Qualifications
* Knowledge and understanding of unsecured commercial lending

Salary Information
The salary range displayed below is based on a Full-time 40 hour a week schedule.

AZ-PHX-Central Phoenix: Min: $55,700 Mid: $78,500

Street Address
AZ-PHX-Central Phoenix: 100 W Washington St - Phoenix, AZ

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.