Job Description

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, were one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Job Description

Partners with their assigned Line of Business, other Risk/Compliance/Audit (RCA) Consultants, and RCA Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework. Participates in projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations focusing on system testing and metrics production. Identifies gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. Identifies, responds and/or escalates risks as appropriate. Serves as a functional liaison between the Line of Business and the Lines of Defense.

The CTR Reporting Department is responsible for filing Currency Transaction Reports (CTR) with FinCEN and maintains the Monetary Instrument Log in accordance with the Bank Secrecy Act. A CTR is required to be filed with each deposit, withdrawal, exchange of currency, or other payment/transfer which involves one or more transactions of currency in excess of $10,000. Complete, accurate, and timely reporting are the critical elements to maintain compliance. Additional responsibilities include department metrics, system testing, procedures, quality assurance, audit, and issue management.

Preferred Skills/Experience:

* Ability to analyze customer account transactions to detect suspicious activity and make decisions on appropriate action.
* Provide guidance, support, research, and recommendations to business line regarding account activity.
* Work with business line to establish procedures for identifying suspicious customer transactions specific to money laundering, including the proper method for reporting such activity.
* Work with Technology partners to ensure system changes are fully tested and in compliance.
* Review, analyze, and recommend systems and procedure changes.
* Basic knowledge of applicable laws, regulations, financial services, and regulatory trends that may impact the line of business
* Basic understanding of the business lines operations, products/services, systems, and associated risks/controls
* Basic knowledge of Risk/Compliance/Audit competencies
* Strong analytical skills
* Excellent written and verbal communication skills
* Advanced computer skills, especially Microsoft Office applications and SQL coding
* Flexibility to perform variety of operational and risk related functions as needed

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- One to two years of experience in an applicable risk management environment

Benefits:
Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.

Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting usbank.com/careers.

EEO is the Law
Applicants can learn more about the companys status as an equal opportunity employer by viewing the federal EEO is the Law poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.