At Amegy Bank, everyone counts! Your contributions are valued, and everyone has the opportunity to grow in their career. We're committed to doing the very best for our customers, our communities, and our employees.
We are looking for a Portfolio Manager to join our Corporate Banking team in Houston, TX. This role will focus on managing and servicing loan portfolios, spreading and analyzing financial statements, and identifying industry risk.
The ideal candidate will have the skills and experience necessary to:
Manage and service a portfolio of loan relationships.
Spread and analyze financial statements, addressing industry risks and mitigants, collateral requirements, loan structuring and pricing, credit analysis including validation of various underwriting models, policy exception identification, monitoring credit performance, and completing loan presentations including new commitments, modifications, and renewals.
Responsible for risk rating assessment and periodic relationship reviews.
Responsible for covenant management and validating covenant compliance.
Report on portfolio quality related to past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
Maintain existing relationships
Support Relationship Managers with credit requests.
Expand, build, and maintain client relationships, providing the highest level of customer service.
Cross sell other bank products.
Perform other duties as required.
Qualifications:
Typically requires a bachelor’s degree in General Business, Finance, Accounting, Commercial Banking or equivalent/relevant program and 5+ years’ directly related experience preferred.
A combination of education and experience may meet qualifications.
Strong writing, interpersonal and communication skills.
Effective Microsoft Office skills including Outlook, Excel, and Word to produce reports, memos, and loan presentations.
Moderate knowledge of credit analysis; spreading and analyzing financial statements; credit scoring; loan documentation.
Experience with bank loan and deposit systems preferred, not required.
Benefits:
At Amegy Bank, we strive to create value for our customers, communities, employees, and shareholders. As a member of our team, we recognize the essential role you will play in our success. Our benefit plans are designed to help protect the health and well-being of you and your families, while helping you grow in your career.
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products
Houston, TX
More than 25 years ago, Amegy Bank entered the market with a small team who had big goals. Throughout the next two decades, that team grew into a talented family of bankers whose commitment to common-sense solutions and doing the right thing for clients still remains a priority today.
Amegy Bank believes in relationship banking, where clients know their bankers’ names and bankers know their clients’. We look at banking from our clients’ perspective and we make it easy for them to bank with us. Through what we call the “Community Banking Partnership,” we bring solutions to clients by being proactive and providing them access to all parts of the bank in their own geographic areas.
With more than 75 banking locations in Texas, we live and work here, so we understand the spirit and personality of our communities, industries and our economy. We specialize in banking privately owned business of all sizes and public companies in all industries with additional expertise in real estate, energy and correspondent banking. Supporting the deposit and loan capabilities of our business relationship managers is a highly experienced team of product specialists including SBA, cash management, fraud protection, international trade, investments, foreign exchange, corporate trust, retirement plan services, leasing, interest rate hedging and factoring. Equally as important, we offer a wide range of depository, lending, mortgage, brokerage, investment management, trust and internet services for consumers and private banking clients.
Amegy Bank is a division of Zions Bancorporation, N.A., which operates in nearly 500 local financial centers across 11 Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming. Zions Bancorporation is in the S&P 500 and NASDAQ Financial 100 indices (NASDAQ: ZION).