Job Description

Did you know that Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven’t forgotten who keeps us in business, meaning we’re committed to the success of our customers, and our employees. Here, the possibilities are endless – come for a job, stay for a career.  This is a fully in office role located at 1717 West Loop South, Houston, TX 77027 

The ideal candidate for the Commercial Lending Services Team Lead position will have the skills and experience necessary to fulfill the following responsibilities and qualifications: 

·               Responsible for managing and servicing a portfolio of loan relationships.

·               Responsible for spreading and analyzing financial statements, addressing industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and loan presentations.

·               Responsible for relationship portfolio management, conducting relationship reviews and recommending products and services that meet financial needs.

·               Responsible for managing members of a team.   

·               Review loan presentations including new commitments, modifications and renewals submitted for decision.

·               Utilize credit approval authority within defined parameters.

·               Actively participate in ongoing credit and underwriting training for the team. 

·               Collaborate with assigned commercial banking teams. 

·               Expand, build and maintain internal relationships with lending teams, providing the highest level of service. 

·               Other duties as assigned.

Qualifications:

·               Requires a bachelor's degree in banking, finance or a related field and 8+ years business banking lending, credit analysis or other directly related experience.

·               An equivalent combination of education and experience may meet qualifications.

·               Expert knowledge of business and commercial banking, credit analysis, lending, and loan processing.

·               Experience in applicant interviewing and perceptive character judgment skills.

·               Ability to structure loans and monitor credit performance.

·               Must have excellent interpersonal and communication skills.

·               Ability to train, lead and mentor a team of relationship managers.

·               Working knowledge of software applications, including word processing and spreadsheets.

·               Excellent supervisory or leadership skills are required.

Benefits:

·               Medical, Dental and Vision Insurance - START DAY ONE!

·               Life and Disability Insurance, Paid Parental Leave and Adoption Assistance

·               Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts

·               Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays

·               401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

·               Salary Range: TX - $120,000 to $155,000 depending on experience

·               Mental health benefits including coaching and therapy sessions

·               Tuition Reimbursement for qualifying employees

·               Employee Ambassador preferred banking products

·               Employees may, at the company’s discretion, be eligible to receive a cash bonus award