Job Summary
Completes in-person or virtual vehicle inspections on repairable and/or total loss vehicles, establishes damages, and negotiates settlement of claims with customers and repair facilities. Reviews and adjusts estimates from repair facilities, either direct repair or non-direct repair, and subrogation claims. Negotiates settlement and manages rental on assigned claims. Works independently and/or collaboratively with Claim Owners to investigate coverage and liability on a case by case basis. Provides excellent service to internal and external customers. May be assigned as Claim Owner on Tier 1 claims.
Essential Job Functions
Inspects and appraises damaged property and vehicles using claims estimating software and determines claims related damage. Completes auto repair estimates or adjusts repair facility estimates. Manages repair process and adjusts auto repair supplements. Field CR’s will be required to make critical decisions on repair vs replace in addition to total vs repair at all times. Issues payments on site when appropriate. Completes vehicle total loss inspections/valuations. Explains total loss process and settles total loss claims when appropriate. Obtains total loss salvage release from policyholder or claimant and completes field clearing note before assigning to Salvage department, mitigating additional salvage storage costs. Interacts/collaborates directly with policyholders, claimants, agents, repair facilities and attorneys to set appointments, explain damages and the repair process, and set expectations. Effectively collaborates with claim owners for customer interaction and resolution strategy. Appropriate communication with all entities associated with the claim and the repair must be established and maintained at all times to ensure parts are available and ordered on time to keep repair on schedule. Confirms, explains, and applies coverage, assists with rental management, determines and reports on subrogation potential, fraud ind icators, negotiates and issues claim payments. Serves as a mentor to less experienced adjusters, and demonstrates leadership skills in the workplace. Performs applicable administrative tasks (timekeeping, expense reports, etc.). Performs other duties as assigned
Education Requirements
High school diploma or equivalent required. Bachelor’s degree preferred or an automotive related Associate of Applied Science degree from an accredited technical college, or the experience described below. Outside insurance education, e.g., CPCU or GCA is preferred.
Experience Requirements
Proficient negotiating skills. Proficient in-person interpersonal and communication skills. Proficient computer skills. 12 months of previous APD estimating experience required or consistent demonstration of technical proficiency. Intermediate knowledge of body and mechanical repair/replace operations. Proficient conflict resolution skills Proficient critical thinking skills Actively pursuing I-CAR Pro designation and other technical education
Benefits
Farmers offers a competitive salary commensurate with experience, qualifications and location.
o CA Only: $27.42 - $39.66
o CO Only: $25.69 - $34.28
o New York City, NY/Westchester County: $25.69 - $39.66
o WA Only: $27.42 - $45.85
Bonus Opportunity (based on Company and Individual Performance)
401(k)
Medical
Dental
Vision
Health Savings and Flexible Spending Accounts
Life Insurance
Paid Time Off
Paid Parental Leave
Tuition Assistance
For more information, review “What we offer” on https://www.farmers.com/careers/corporate/#offer
Woodland Hills, CA
Farmers Group, Inc., doing business as Farmers Underwriters Association, operates as a multiline insurer. The company provides auto insurance and recreational insurance, including auto, collectible auto, motorcycle, boat, travel trailer, motor home, off-road, and food truck insurance; home insurance, such as mobile and manufactured home insurance, homeowner insurance, specialty home insurance, condo insurance, earthquake insurance, and flood insurance; and business insurance that covers property, liability, crime, auto, and worker compensation.
It also offers rideshare insurance coverage for ride-hailing drivers; liability and physical damage insurance that focuses on private passenger vehicles; personal umbrella coverage insurance; health insurance; and life and financial insurance that includes term life and whole life insurance, annuities, and mutual funds. The company was incorporated in 1927 and is based in Woodland Hills, California with additional offices in the United States. Farmers Group, Inc. operates as a subsidiary of Zurich Insurance Group Ltd.