Unum

Senior Underwriter, National Client Group

Posted on: 23 Oct 2021

Chattanooga, TN

Job Description

General Summary:

The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners.

Principal Duties and Responsibilities

Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers.
Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases.
Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met.  Identify and analyze risk trends, making recommendations for addressing these
Maintain a fully developed knowledge of the Company’s products, the sales, implementation, and enrollment processes, and market place influences
Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners
Assist with training, technical development and mentoring more junior underwriters

Job Specifications

Bachelors degree or equivalent, relevant business experience
Demonstrated, consistent proficiency at Underwriter level
Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits
Strong technical expertise in risk selection
Demonstrated understanding of top-line and bottom-line objectives
Exhibit strong knowledge of sales/distribution process and market trends
Solid mentoring and coaching skills
Strong creative problem solving skills
Strong critical thinking/analytical reasoning skills
Strong communication skills, both verbal and written
Strong organizational skills and ability to handle multiple priorities
Strong ability to be persuasive and to negotiate
Demonstrated ability to work both independently and in a team environment
Exhibit a strong commitment to quality and personal ownership of results

Unum

Chattanooga, TN

Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and internationally. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as individual disability, voluntary benefits, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products.

It also provides group pension, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other products. The company sells its products primarily to employers for the benefit of employees. Unum Group sells its products through field sales personnel, independent brokers, and consultants, as well as independent contractor agency sales force. The company was founded in 1848 and is based in Chattanooga, Tennessee.

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