Job Description

Did you know that Zions Bancorporation is one of the nations premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we havent forgotten who keeps us in business, meaning were committed to the success of our customers, and our employees. Here, the possibilities are endless come for a job, stay for a career.

Zions Bancorporation is currently accepting applications for a CRE Loan Closer Administrator located in AZ, CO, NV, or TX.

The ideal candidate for this position will have the skills and experience necessary to:

* Manage the documentation review and loan closing process for commercial real estate loans.
* Work directly with relationship managers (RM), along with the borrower, legal counsel, title companies, insurance agents, and vendors to ensure closing requirements are met and necessary due diligence is obtained.
* Represent the organization with clients and outside agencies.
* Review and comprehend complex loan documentation, loan terms and financial elements for accuracy and consistency with the Credit Approval.
* Ensure documents are prepared in compliance with credit policy, documentation standards and regulatory requirements.
* Identity potential risks and provides solutions.
* Be responsible for ensuring waivers or deviations from policy are adequately documented. Instruct attorney to prepare loan documents in accordance with credit approval and bank's requirements. Interact with clients, collecting, reviewing and distributing due diligence items necessary for a loan closing.
* Actively negotiate and coordinate loan documents with Legal counsel.
* Notify the RM, attorney and client of items missing items or required corrections and ensures attorney closing checklist is accurate.
* Assist RM with clarification of legal, policy and documentation issues requiring adjustments.
* Confirm budget, escrow closing statement and bank settlement statements are in balance, ensuring fees and expenses are accounted for and outstanding items are identified.
* Ensure appropriate approval and/or waivers and exceptions are obtained.
* May train and mentor lower level loan closers.
* Perform other duties and/or projects as assigned.

Qualifications:

* Requires a Bachelors degree in Business, Finance or a related field and 8+ years of Commercial Real Estate documentation/closing experience required, including 4+ yrs experience reading and interpreting loan and legal documentation or other directly related experience.
* A combination of education and experience may meet requirements.
* Extensive knowledge of commercial real estate loan closing processes and procedures, lending compliance and regulations, loan systems and loan documentation.
* Advanced knowledge of loan principles and processes.
* Ability to read and interpret very complex loan and legal documentation.
* Extensive knowledge of construction due diligence and risk management.
* Strong analytical and research skills.
* Must be accurate, detail oriented and have ability to multi-task.
* Must have excellent problem resolution, audit, customer service and communication skills, both verbal and written.
* Ability to train and mentor to less experience loan administrators/closers.
* Demonstrated ability to utilize sound judgment and work under limited supervision.
* Ability to communicate effectively with clients, RM's internal/external legal counsel and credit management.
* Excellent computer skills including various word processing and spreadsheet software.

Pay range (depending on experience): $67,143 - $101,567