Ally and Your Career
Ally Financial only succeeds when its people do - and thats more than some cliche people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. Youre constantly evolving, so shouldnt your opportunities be, too?
The Opportunity
The Business Software Developer is considered an analytical/procedural expert that will focus primarily on strategy, rules, and software implementation for systemic decisioning to drive the indirect auto lending business. This role will leverage technical expertise, focusing in large part on configuration of a decision engine. This individual will work closely with a broad group of matrix partners, including business operations, IT, Risk, Finance/Pricing, Analytical Modeling, and Product Management, etc. to implement business requirements systemically.
The Work Itself
* Maintain and configure policies, process flows, scoring and decisioning in a decision engine through a combination of object based configuration and coding.
* Interpret, design and codify business requirements from key business matrix partners, both internal and external
* Evaluate, design and size for business requirements based on system viability and complexity
* Recommend process optimization to allow for greater efficiency via existing and new technology
* Provide support and respond to production issues, perform troubleshooting, and initiate improvements
* Follow and execute against detailed rule and configuration documentation, controls, and governance
* Assist in the development of and adherence to rule writing and implementation standards
* Supporting other ad-hoc cross functional requests as needed
* Supporting testing as needed through unit testing, providing guidance to testers and testing other developers work as needed
The Skills You Bring
* Working knowledge of rule based configuration tools (e.g. Sagent LOS, FICO DM, etc) or procedural/coding languages (e.g. Java).
* Additionally, experience with Java and JBoss is a plus
* Experience and comfort with Agile methodologies
* College degree(or equivalent experience) in MIS/computer science, Finance, Business Administration or related field preferred
* Ability to analyze business requirements, rapidly grasp and comprehend methods/programming used to create/extend data models, create workflows, and convert statistical models to configurable logic
* Desire to learn general financial concepts -- P&L calculations, amortization schedules, basic understanding of interest rates, pro-forma models
* Robust Microsoft Office Suite knowledge and expertise (i.e. Visio, PowerPoint, Word, Excel, Access)
* Knowledge, experience and/or certifications of FICO Originations Manager is an added-plus
* Ability to provide advice/direction in primary areas of expertise
How Well Have Your Back
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Allys total compensation or total rewards extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:
* Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
* Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
* Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally and financially.
* Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and child care discounts.
* Work-Life Integration: other benefits including LifeMatters Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.
Who We Are
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Detroit, MI
Ally Financial Inc. provides various financial products and services to consumers, businesses, automotive dealers, and corporate customers primarily in the United States and Canada. It operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans, other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also offers financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers.
The Mortgage Finance Operations segment manages held-for-investment consumer mortgage finance loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings.
The Corporate Finance Operations segment offers senior secured leveraged cash flow and asset-based loans to middle market companies. It primarily focuses on businesses owned by private equity sponsors with loans used for leveraged buyouts, mergers and acquisitions, debt refinancing, restructurings, and working capital.
The company, through its subsidiary, Ally Bank, also provides commercial banking products and services. In addition, it offers digital securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is headquartered in Detroit, Michigan.