Job Description
Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as Personal Cell or Cellular in the contact information of your application.
At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.
Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
Corporate & Investment Banking delivers a comprehensive suite of capital markets, banking, and financial products and services. A trusted partner to our clients, we provide corporate and transactional banking; commercial real estate lending and servicing; investment banking; equity; and fixed income solutions including sales, trading, and research capabilities to corporate, commercial real estate, government, and institutional clients across the globe.
The Commercial Mortgage Credit Analyst 2 performs basic and advanced functions to support commercial real estate servicing, underwriting and/or asset management real estate analysis, underwriting and/or marketing functions, e.g., due diligence, document processing, research, financial/statistical analysis, etc. related to a transaction. Works with higher level staff to understand client needs and requirements and coordinate efforts to service clients by working closely with underwriting, pricing, and loan administration departments. Develop and maintain knowledge of loan products and provide market intelligence to maintain competitive edge. Duties include ensuring collected data meets federal agency requirements, analyzing financial statements, tax returns, projections and industry trends to be used in making credit decisions. May be responsible for conducting complex credit investigations and analyzing complex credit information. Prepares credit reports. Monitors credit agreement compliance. Mentors lower level Credit Analysts
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business units risk appetite and all risk and compliance program requirements.
Required Qualifications
* 3+ years of experience in one or a combination of the following: commercial mortgage, commercial real estate investment, or commercial mortgage credit analysis; or completion of the Wells Fargo Financial Analyst Program
Desired Qualifications
* Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
* Strong analytical skills with high attention to detail and accuracy
* Strong technical writing skills
* Excellent verbal, written, and interpersonal communication skills
* Solid problem solving and decision making skills
Other Desired Qualifications
* Experience in reviewing and analyzing commercial real estate loan documents and deal documents
* Experience in commercial mortgage servicing
Salary Information
The salary range displayed below is based on a Full-time 40 hour a week schedule.
NC-Charlotte: Min: $55,400 Mid: $78,000
Street Address
NC-Charlotte: 401 S Tryon St - Charlotte, NC
Disclaimer
All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.
Benefits Summary
Benefits
Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.
San Francisco, CA
Wells Fargo & Company, a diversified financial services company, provides retail, commercial, and corporate banking services to individuals, businesses, and institutions. It operates through three segments: Community Banking, Wholesale Banking, and Wealth and Investment Management.
The company also engages in the wholesale banking, mortgage banking, consumer finance, equipment leasing, agricultural finance, commercial finance, securities brokerage and investment banking, computer and data processing, trust, investment advisory, mortgage-backed securities, and venture capital investment services.
As of February 7, 2019, it operated through 7,800 locations, 13,000 ATMs, and the Internet and mobile banking, as well as has offices in 37 countries and territories. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.