Job Description

Group Insurance is an operating unit within the U.S. Businesses Division that primarily focuses on creating, distributing, and administering a complex range of life and disability insurance products for many top Fortune 500 companies. Prudential has been underwriting group insurance plans since 1916. Today, our Group Insurance business unit is the nations second largest group life carrier and a leading disability carrier, proudly servicing nearly 20,000 clientsand insuring more than 20 million employees and their families. Group Insurance has operation centers across the United States.

The Consulting Director is recognized as an expert within the organization and beyond own function. Acts as a technical subject matter expert and coach, and or policy process owner in, but not limited to, risk selection, analytics, reinsurance, dividend formula, and financial devices. Anticipates internal and or external business challenges and or regulatory issues and recommends process, products, or service improvements. Solve unique and complex problems that have broad impact. Underwrites the largest and or most complex cases and may manage a large portfolio and or pipeline of prospects demonstrates mastery of product and pricing knowledge. May represent Group Insurance to key clients, brokers, and other intermediaries. Provide formal training to more junior underwriters on policy, process, and risk selection.

Main Job Responsibilities/Competencies:

* Assesses, calculates and specifies the conditions under which Prudential is willing to accept risk on the largest group life and D business for prospective and in-force customers. This includes, but is not limited to, the review and analysis of risk criteria, demographic data, financial data, rating formulas, case specific experience, product filings and statutory requirements for cases of high complexity.

* Independently applies Underwriting judgment, formulates pricing decisions, negotiates and makes decisions at higher authority limits. Understands and applies current pricing strategy across the book of business and is well grounded in the understanding of actuarial theory.

* Able to independently handle high complexity cases. Refer to attached complexity grid for more detailed description of high complexity case characteristics.

* Strategic thinker capable of anticipating issues or questions and utilizing knowledge and skills to offer solutions.

* Demonstrates strong critical thinking and reasoning skills to identify and solve issues independently

* Confidently and effectively communicates point of view through both verbal and written communications and negotiates with both internal/external partners including key clients, brokers and consultants.

* Influences others through their behavior and positively effectuates change and added value.

* Actively engages in supporting the positive consultative outcomes crucial to our long-term success

* Creates accurate offers, highly customized complex reports and/or evaluations as well as projections for key accounts.

* Applies awareness of regional trends, competitive landscape and factors that influence the marketplace and regulatory environment to further our underwriting expertise, mitigate operational risks, and optimize our processes.

* Supports hiring strategies through the interview and onboarding processes.

* Acts as a technical support and/or Subject Matter Expert to the regional team/segment including senior account executives, executive management, and actuaries.

* Acts a mentor, offers continuous guidance and proactively shares expertise with others, and serves as a resource for less experienced underwriters. Displays a visible presence across the organization. Actively supports the Leadership initiatives and is expected to educate, inform, influence Senior Leadership of GI regarding business decisions that affect portfolio results.

* Leads internal and cross functional projects, demonstrates an understanding of both the upstream and downstream impacts of changes within and outside of Underwriting.

* Directly supports management in the analysis and interpretation of portfolio profitability metrics and serves as a conduit to drive understanding throughout team

* Maintains updated records and case files in accordance with underwriting and records policies & procedure

Qualifications

* Candidates should have a minimum of 10 years with Group Insurance Life and/or Disability Products & Underwriting experience.

* Possess general business writing, organization, presentation and time management skills

* Have strong leadership skills

* Be strong in training and mentoring

* Comfort level dealing with numbers, analytics, and problem solving

* Proficient in Microsoft WORD, Access, and PowerPoint

* Excellent EXCEL skills

* Resourcefulness, flexibility and creativity

* Ability to work independently as well as in a team environment

* Ability to generate creative solutions; proactive problem solver

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Prudential Financial, Inc. of the United States is not affiliated with Prudential plc. which is headquartered in the United Kingdom.

Prudential is a multinational financial services leader with operations in the United States, Asia, Europe, and Latin America. Leveraging its heritage of life insurance and asset management expertise, Prudential is focused on helping individual and institutional customers grow and protect their wealth. The company's well-known Rock symbol is an icon of strength, stability, expertise and innovation that has stood the test of time. Prudential's businesses offer a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds, asset management, and real estate services.

We recognize that our strength and success are directly linked to the quality and skills of our diverse associates. We are proud to be a place where talented people who want to make a difference can grow as professionals, leaders, and as individuals. Visit www.prudential.com to learn more about our values, our history and our brand.

Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, ancestry, sex, sexual orientation, gender identity, national origin, genetics, disability, marital status, age, veteran status, domestic partner status , medical condition or any other characteristic protected by law.

The Prudential Insurance Company of America, Newark, NJ and its affiliates.

Note that this posting is intended for individual applicants. Search firms or agencies should email Staffing at staffingagencies@prudential.com for more information about doing business with Prudential.

PEOPLE WITH DISABILITIES:
If you need an accommodation to complete the application process, which may include an assessment, please call (800) 433-8960, prompt 4 or email accommodation.h&w@prudential.com.

Please note that the above number and email are solely for individuals with disabilities requesting an accommodation. If you are experiencing a technical issue with your application or an assessment, please email careers@prudential.com to request assistance.