Mortgage Underwriter - TX, AZ, CO
Posted on: 6 Apr 2021
Greenwood Village, CO
Job Description
We are now accepting resumes for our Mortgage Underwriter position. This position is located in The Woodlands, TX, Phoenix, AZ, or Greenwood Village, CO. This position is eligible for remote work. The ideal candidate for this position will have the skills and experience necessary to:
* Be responsible for reviewing, analyzing, underwriting, evaluating and for approving or denying mortgage residential loan applications according to the company's guidelines, business and credit standards as well as applicable laws and regulations.
* Review documents and forms within system.
* Be responsible to review and analyze income, asset, credit documentation, credit reports, salary and employment history, debt ratios and loan to value information to determines a borrower's creditworthiness.
* May also evaluate the value of the subject property.
* May recommend terms of loan.
* Gather information as necessary to make sound decisions.
* Respond to affiliate banks, loan center and branch personnel on lending decisions and issues.
* Be responsible and accountable for risk by elevating concerns and following policies and procedures.
* Keep abreast of federal and state laws and regulations relating to consumer lending.
* Other duties as assigned.
Qualifications:
* Requires an Associates degree and 1+ years experience with mortgage associated lending, credit reports and documentation or other directly related experience
* An equivalent combination of education and experience may meet qualification
* Extensive knowledge of consumer/mortgage credit, credit reports, lending and underwriting concepts, practices and procedures
* Ability to review and analysis analyze income, assets, credit documentation, credit reports, debt ratios and loan to value information
* Working knowledge of federal and state laws and regulations relating to consumer lending
* Ability to make sound decisions
* Must have strong customer relations and communication skills, both verbal and written
* Ability to underwrite a high volume of loan applications maintaining accuracy and consistency
* Strong attention to detail
* Ability to handle confidential material in a professional manner
* Working knowledge of a various related software applications, including spreadsheets, word processing, etc.
Amegy Bank
Houston, TX
More than 25 years ago, Amegy Bank entered the market with a small team who had big goals. Throughout the next two decades, that team grew into a talented family of bankers whose commitment to common-sense solutions and doing the right thing for clients still remains a priority today.
Amegy Bank believes in relationship banking, where clients know their bankers’ names and bankers know their clients’. We look at banking from our clients’ perspective and we make it easy for them to bank with us. Through what we call the “Community Banking Partnership,” we bring solutions to clients by being proactive and providing them access to all parts of the bank in their own geographic areas.
With more than 75 banking locations in Texas, we live and work here, so we understand the spirit and personality of our communities, industries and our economy. We specialize in banking privately owned business of all sizes and public companies in all industries with additional expertise in real estate, energy and correspondent banking. Supporting the deposit and loan capabilities of our business relationship managers is a highly experienced team of product specialists including SBA, cash management, fraud protection, international trade, investments, foreign exchange, corporate trust, retirement plan services, leasing, interest rate hedging and factoring. Equally as important, we offer a wide range of depository, lending, mortgage, brokerage, investment management, trust and internet services for consumers and private banking clients.
Amegy Bank is a division of Zions Bancorporation, N.A., which operates in nearly 500 local financial centers across 11 Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming. Zions Bancorporation is in the S&P 500 and NASDAQ Financial 100 indices (NASDAQ: ZION).
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IndustryBanking/Financial Services
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No. of Employees1,600+
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Website
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Jobs Posted660
