Job Description

It's fun to work in a company where people truly BELIEVE in what they're doing!

Job Summary





The Pricing Strategy Analyst will provide analyses and forecasts of credit program portfolio performance to support internal partners and corporate development decisions for new business and renewal prospects, promotional pricing, file performance tracking, and ad-hoc projects as needed. An individual in this roll will use a disciplined data-driven approach and a strong understanding of portfolio profitability. This individual will assist in developing insightful analyses to provide concise recommendations for leadership to evaluate & prioritize initiatives and capabilities.

Job Description

Essential Job Functions

Team Collaboration- Work with a cross functional team to determine reasonable assumptions and inputs to build the business case.

Business Case Development Assist in creating presentations to present financials to senior leadership to help with the decision making and prioritization of global initiatives / projects. Develops cash flow models to evaluate risk and return via metrics such as ROI, ROA, and NPV. These will be used to support business cases and opportunities such as credit card portfolio acquisitions, start-ups, and business strategy. Ability to maintain organization while multi-tasking, paying attention to detail and setting priorities.

Reporting and Documentation- Ensures support and maintenance of key reports used to analyze financial performance. Assist in the review process of contracts and ensures compliance with modeled intentions. Completes research of competitor information and client specific research while communicating cross-functionally as needed. Utilizes excellent written and verbal communication to present research.

Model Enhancements Recommends and prepares enhancements to models and documentation as necessary.

Presentation - Utilizes excellent written and verbal communication to present research, analysis, and recommendations to leadership and cross functional teams.

Financial analysis - Complete analysis and forecasting of financial performance and modeling for new business deals and contract renewals. Assist in the preparation of analyses, findings, and/or recommendations to be shared with leadership. Compiles and analyzes profit and loss statements (P&Ls) of numerous verticals. Analyzes and understands company financial statements. Analyzes client performance and trends to identify opportunities to optimize profit as well as protect the company. Is engaged in client discussions, and assists with the identification of objectives and success metrics. Shares findings and best practices with peers and management.

Time and Workload Management Comfortable working under tight deadlines and varying workloads.

Reports to: Pricing Manager/Senior Manager

Working Conditions/ Physical Requirements: Normal office environment

Direct Reports:

None

Minimum Qualifications:

High school diploma or equivalent education

Some experience (may include classroom, internship, or work experience) in an analytical role focusing on responsibilities such as P&L statements, financial statements, or other reporting utilizing Excel, SQL or similar technology

Preferred Experience:

Bachelors Degree in Finance or Similar Field

One or more years strong analytical positions (financial services, consulting, credit card industry background preferred), 1-year experience (may include classroom, internship, or work experience) in an analytical role focusing on responsibilities such as P&L statements, financial statements, or other reporting utilizing Excel, SQL or similar technology, financial modeling

Education:

Certifications:



Work Experience



Skills

Ad Hoc Analysis, Data Analytics, Financial Modeling, Microsoft Office, P&L, Quantitative Analytics, Structured Query Language (SQL)



About Alliance Data Card Services

Alliance Data Card Services provides market-leading private label, co-brand, general purpose and commercial credit card programs, digital payments and Comenity-branded financial services. Using the industrys most comprehensive and predictive data set, advanced analytics, and broad-reaching capabilities, Alliance Data Card Services has been helping partners increase sales and provide greater value to their customers for more than 30 years. Follow Alliance Data Card Services on Twitter, Facebook, LinkedIn and Instagram.



About Bread

A division of Alliance Data, Bread is a leading digital payments company that works with merchants and partners to personalize payment options for their customers. Through its full-funnel recommendation engine, Bread empowers merchants to sell more, improve conversion and lift average-order-value. Follow Bread on Twitter, Facebook and LinkedIn.



Alliance Data Card Services and Bread are a proud part of the Alliance Data enterprise, a FORTUNE 500 and S&P MidCap 400 company headquartered in Columbus, Ohio with more than 8,000 associates worldwide.



* Alliance Data offers a competitive salary, a comprehensive selection of benefit options including 401(k).

* All job offers are contingent upon successful completion of credit and background checks.

* Alliance Data is an Equal Opportunity Employer.

* Alliance Data will provide accommodations to applicants needing accommodations to complete the application process.

* Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for Alliance Data.

* Alliance Data participates in E-Verify.

* Alliance Data will consider for employment qualified applicants with criminal and credit histories in a manner consistent with the requirements of all applicable laws, including the City of Los Angeles Fair Chance Initiative for Hiring Ordinance.

* Alliance Data complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. Applicants with disabilities may contact Alliance Data to request an arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at TaOps@alliancedata.com.




Job Family:

Finance,Accounting and Banking

Job Type:


Regular