Job Description

This role reports to a Risk Policy Senior Group Manager and supports both the Global Unsecured Product Oversight Director and North America Group Risk Director in the GCB Retail Unsecured & Digital Lending (UDL) group and the UDL Credit Risk Transformation Lead. This role will participate in various work streams related to the Retail Credit Risk Management target state for which the UDL team is responsible. More specifically, this role will assist with ensuring effective oversight of key retail transformation workstreams, including those related to Risk Appetite, Risk Identification, the Risk Governance Framework, New Activities Approvals and the Enterprise Concentration Risk Management processes.

Key Responsibilities

* Work with the UDL Credit Risk Transformation Lead and Risk Policy Senior Group Manager to define scope, target state, and success criteria for the specified UDL transformation workstreams.
* Provide review and challenge of workstreams defined scope, target state, success criteria, and deliverables to ensure they fully addresses supervisory expectations and underlying issues and root causes and are embedded in a broader strategic vision.
* Identify critical interdependencies among programs and provide recommendations for combining or connecting programs and initiatives to achieve greater effectiveness and efficiency where needed.
* Ensure quality and adequacy of all related deliverables as well as sustainability of changes through appropriate capability-building and implementation of best practice change management.
* Track milestone dependencies across programs and escalate and address milestone delays, as needed.
* Identify, establish and maintain strong working relationships with in-Business & Function Risk and Control Leads, Transformation workstream leads, and the CROs Transformation Leader & his/her team.
* Coordinate transformation-related credit risk management governance processes and forums.

Qualifications:

* 10+ years of experience in consumer credit risk management, preferably across multiple consumer lending products and functions.
* Experience in risk management transformation/re-engineering with strong project management skills.
* Ability to work well under pressure and with exceedingly short deadlines and little supervision or direction must be self-motivated and eager to engage.
* Strong verbal and written communication, risk and financial analysis, problem solving, and decision-making skills.
* Strong sense of accountability and ownership with a strong work ethic.
* Bachelors degree required; graduate degree preferred. Ideally in a quantitative field (e.g., economics, finance, mathematics, engineering).

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Risk Management

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Job Family:

Risk Policy

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Time Type:

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