SunTrust Banks

Indirect Underwriter II-Remote within Truist footprint

Posted on: 22 Mar 2021

Greensboro, NC

Job Description

Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)



Please review the following job description:

For community bank Auto loan underwriting team

this will be a remote position for individual located within Truist footprint
hours: Monday-Friday 9 AM-6 PM, Saturday 9 AM-1 PM on rotating basis

Responsible for evaluating and making prudent credit decisions within established credit policy and exception guidelines in compliance with all state and federal regulations, on indirect loan applications from our automobile dealership base.

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

Adhere to Truist credit guidelines and operating procedures. Analyze information received from credit application and credit reporting agencies to render prudent credit decision. Meet decision turn around service levels while processing a high volume of applications. Develop and maintain a strong working relationship with our dealer clients through telephone calls and occasional dealer visits. Assist our operations team in resolving problems related to the funding of dealers loans. Work with our Dealer Relationship Managers to build strong dealer relationships. Monitor dealer performance to ensure dealer meets our performance and efficiency guidelines. Assist business partners in problem resolution on indirect loan customers.

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelors degree, or equivalent education and related training, or experience Three to five years indirect lending experience Strong analytical ability Demonstrated proficiency in basic computer applications Excellent written and verbal communication skills Must be able to work a flexible schedule including nights and weekend Ability to work in high volume, fast paced environment

Preferred Qualifications:

Bachelors egree in Finance or Business field Demonstrated proficiency in Microsoft Office software products

SunTrust Banks

Atlanta, GA

SunTrust Banks, Inc. operates as the holding company for SunTrust Bank that provides various financial services for consumers, businesses, corporations, institutions, and not-for-profit entities in the United States. It operates in two segments, Consumer and Wholesale. The Consumer segment provides deposits and payments; home equity and personal credit lines; auto, student, and other lending products; credit cards; discount/online and full-service brokerage products; professional investment advisory products and services; and trust services, as well as family office solutions. This segment also offers residential mortgage products in the secondary market.

The Wholesale segment provides capital markets solutions, including advisory, capital raising, and financial risk management; asset-based financing solutions, such as securitizations, asset-based lending, equipment financing, and structured real estate arrangements; cash management services and auto dealer financing solutions; investment banking solutions; and credit and deposit, fee-based product offering, multi-family agency lending, advisory, commercial mortgage brokerage, and tailored financing and equity investment solutions. This segment also offers treasury and payment solutions, such as operating various electronic and paper payment types, which comprise card, wire transfer, automated clearing house, check, and cash; and provides services clients to manage their accounts online.

The company offers its products and services through a network of traditional and in-store branches, automated teller machines, Internet, mobile, and telephone banking channels. As of December 31, 2018, it operated 1,218 full-service banking offices located in Florida, Georgia, Virginia, North Carolina, Tennessee, Maryland, South Carolina, and the District of Columbia. SunTrust Banks, Inc. was founded in 1891 and is headquartered in Atlanta, Georgia.

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