Job Description

Discover. A brighter future.

With Discover, youll have the chance to make a difference at one of the worlds leading digital banking and payments companies. From Day 1, youll do meaningful work youre passionate about, with the support and resources you need for success. We value what makes each employee unique and provide a collaborative, team-based culture that gives everyone an opportunity to shine. Be the reason millions of people find a brighter financial future, while building the future you want, here at Discover.

Job Description



At Discover, be part of a culture where diversity, teamwork and collaboration reign. Join a company that is just as employee-focused as it is on its customers, and which is consistently awarded for both. We are all about people and our employees are why Discover is a great place to work. Be the reason we help millions of consumers build a brighter financial future and achieve yours along the way with a rewarding career.

Responsible for coordinating external regulatory examinations and audit examinations and US Card and Marketing. This includes serving as the central point of contact working with Business Risk Officers, Legal, and Business Partners to prepare for and respond to examinations, facilitating document production for such examinations, performing qualitative review of information provided in response to examinations to ensure responses are responsive, consistent and accurate, and helping to ensure issues are appropriately advanced and adequate action plans are established. Responsible for assisting with other aspects of exam management, including preparation of the Quarterly Issue Trends and Theme Analysis to promote a risk aware culture.

Responsibilities:

* Acts as central point of contact for all internal and external examinations, and directly interfacing with Senior Management, Business Risk Officers, Law, Business Partners and Regulators. Responsible for coordinating and handling pre-examination activities including, but not limited to, opening meeting materials, self-disclosures, and responding to initial requests. Exercise prudent discretion and decision-making capabilities to provide advice, direction and support to internal business clients.
* During examinations, coordinate, research and draft exam responses and track same. Perform qualitative review of information provided in response to examinations to ensure responses are responsive, consistent and accurate, maintain metrics regarding examination request responsiveness.
* Post-examinations, work with Business Partners to respond to examination reports including, but not limited to, reviewing and drafting action plans and SMOG materials.
* Assists with developing, implementing and evolving first line business risk office efforts to mature processes and develop initiatives to ensure compliance with changes in regulatory environment.
* Maintain exam management procedures and controls, ensuring adherence to governance requirements and working with Legal Risk team as applicable
* Leverages expertise to provide guidance and recommendations for Business Partners across the enterprise to ensure Discover is providing a consistent and comprehensive approach to examinations.

Minimum Qualifications

At a minimum, here is what we need from you:

* Bachelor's degree in Business, Marketing
* 8+ years of experience in Credit Card Industry, Risk Management, Exams, Internal Audit, or related experience

Bonus Points If You Have:

* Masters degree
* Certified Regulatory Compliance Manager

What are you waiting for? Apply today!

The same way we treat our employees is how we treat all applicants with respect. Discover Financial Services is an equal opportunity employer (EEO is the law). We thrive on diversity & inclusion. You will be treated fairly throughout our recruiting process and without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status in consideration for a career at Discover.

US Benefits

Work Perks:

* 24-Hour Nurse Hotline & Telehealth Services
* 7 Paid Holidays
* Adoption Assistance
* Annual Flu Shots
* Commuter Benefits
* Employee Assistance Program
* Flexible Work Environment
* Group Auto, Home and Pet Insurance
* Healthy Eating Program
* Legal Assistance Plan
* Mothers Rooms
* Onsite Emotional Health Counselors
* Onsite Fitness Centers
* Onsite Weight Watchers at Work
* Paid Parental Leave
* Professional and Leadership Development Programs
* Recognition Program
* Service Anniversary Awards
* Tuition Reimbursement

Health:

* Annual health Evaluation and Health Coaching
* Critical Illness Insurance
* Health Savings Account, Health Reimbursement Account and Flexible Spending Accounts
* Health, Vision and Dental Insurance
* Life and Accident Insurance
* Long-term and Short-term Disability Insurance
* Onsite Health Services Center with Nurse Practitioner

Financial Wellness:

* 401(k) Savings Plan with Fixed and Matching Contributions
* Employee Stock Purchase Plan
* Financial Engines
* Financial Wellness for You Learning Programs

UK Benefits

* Competitive Salary
* Competitive Pension Scheme
* Annual Incentive Scheme
* Up to 25 days annual leave per calendar year
* Private Health Care is a taxable benefits
* Annual health assessments
* Flexi Fridays
* Eye Care Vouchers
* Perks @ Work
* Ride to Work (Cycle Scheme)
* Season Ticket loan
* You Care We Share (Charity program that has matching contributions)
* Volunteering Hours
* Study Leave (5 days)
* EAP- Employee Assistance Program
* Dental plan (Taxable benefit)