Job Description

Who we are

American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.

Get to know the business

General Insurance is a leading provider of insurance products and services for commercial
and personal insurance customers. It includes one of the worlds most far-reaching property casualty networks. General Insurance offers a broad range of products to customers through
a diversified, multichannel distribution network.

About the role

This role underwrites Financial Lines products under general supervision, issuing quotes and policies while ensuring standards and compliance guidelines are met. These individuals will analyze information and have the opportunity to connect with clients and brokers.

Responsibilities Include:

* Evaluating, prioritizing and selecting submissions to be underwritten.

* Identifying risk exposures, special or common hazards, claims experience and appropriate controls.

* Analyzing claims and quantifying losses.

* Adhering to guidelines and underwriting discipline to minimize exposure and appropriately price risks.

* Ensuring underwriting files and services standards and compliance guidelines are adhered to on assigned accounts.

* Offering coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.

* Capturing market intelligence and broker feedback on accounts .

* Begin demonstrating technical expertise with product(s) in the Financial Lines portfolio.

* Demonstrating strong business acumen, financial and analytical skills, and critical thinking skills which lead to confident decision making and judgment.

* Demonstrating success in negotiation and building collaborative relationships.

* Multi-tasking, prioritizing and time management skills.

* Appropriately balancing changing priorities based upon underwriting needs and performing within time constraints with a high volume of work.

* Working with more senior underwriters or management on risks exceeding authority level or requiring special handling.

* Selling and negotiating to achieve bottom line profitability for the Company.

* Making presentations and communicating risk appetite and Financial Lines value proposition articulately to brokers and clients.

* Contributing to development of producer strategies.

* Developing and maintaining a submission pipeline sufficient to achieve overall production and business mix objective.

* Providing superior customer service to brokers and clients (internal & external).

Technical Skills & Experience:

* 1+ years of underwriting or relevant professional experience

* Bachelors degree from a four-year college or university.

* A working knowledge of financial statements and analysis.

* Excellent interpersonal, communication and analytical skills.

* Excellent organizational skills and ability to handle multiple tasks in a high-volume, fast-paced environment.

* Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions, especially regarding technical aspects.

* Detail-oriented with demonstrated ability to self-direct, prioritize work, and meet deadlines.

* Takes initiative on projects and assignments, seeks alternate solutions when necessary.

A look at our benefits

At AIG, we have a 100-year legacy of working to make the world a better place. And that begins with our employees. Were proud to offer a range of employee benefits and resources that help you protect what matters most your health care, savings, financial protection, and wellbeing. We provide a variety of leaves for personal, health, family, and military needs. For example, the Giving Back program allows you to take up to 16 hours a year to volunteer in your community.

We also believe in fostering our employees development and offer a range of learning opportunities for employees to hone their professional skills to position themselves for the next steps of their careers. AIG also has a tuition reimbursement program for eligible employees to enhance their education, skills, and knowledge in areas that relate to their current position or future positions to which they may transfer or progress.

We are an Equal Opportunity Employer

It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. At AIG, we believe that diversity and inclusion are critical to our future and our mission creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

At AIG, we believe that diversity and inclusion are critical to our future and our mission creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

To learn more please visit: https://www.aig.com/about-us/diversity-equity-and-inclusion

Functional Area:

UW - Underwriting

Estimated Travel Percentage (%): Up to 25%

Relocation Provided: No

RISK SPECIALISTS COMPANIES INSURANCE AGENCY INC