Job Description

Discover. A brighter future.

With Discover, youll have the chance to make a difference at one of the worlds leading digital banking and payments companies. From Day 1, youll do meaningful work youre passionate about, with the support and resources you need for success. We value what makes each employee unique and provide a collaborative, team-based culture that gives everyone an opportunity to shine. Be the reason millions of people find a brighter financial future, while building the future you want, here at Discover.

Job Description



What Youll Do

High impact, visible position that drives evaluation of risk strategies and mitigation approaches, and leads control enhancement implementations within Discover Student Loans. Partners with the business to improve the control environment and resolve open issues. Collaborates across the enterprise to ensure business units meet regulatory requirements and corporate standards. Executes various preventative risk management activities and initiatives such as risk and control assessments, operational risk events reporting, key risk indicator reporting, business continuity planning, records management, and new initiative process. Will be expected to bring thought leadership on best in class risk mitigation strategies

How Youll Do It

* Performs walk-throughs and provides consultation on existing and new processes and, where appropriate, facilitates documentation thereof, including the identification of business risks and controls. Ensures that controls are in place to mitigate legal, regulatory, and other applicable business risks. Where control gaps exist, provides consultation on the design of controls and monitors until execution.
* Provides consultation on change management initiatives.
* Executes reporting including operational risk events, key risk indicators, and business reviews in accordance with company policies and standards.
* Collaborates with business partners to ensure root-cause analysis is performed and that appropriate corrective action plans are put in place to address issues stemming from the risk assessments, internal audits, regulatory findings, business unit test monitoring, operational risk incidents, and other applicable sources where gaps are identified.
* Completes effective challenge of business validation activities and performs validations of remediation activities.
* Provides relevant risk training to meet current and evolving organizational requirements and/or business needs.
* Identifies and leads initiatives to improve internal processes

Qualifications Youll Need

The Basics

* Bachelor's degree in finance, business management, or related field
* 6+ years of experience in risk management, internal controls, finance, or related field
* In lieu of a degree, 8+ years of experience in risk management, internal controls, finance, or related field

Bonus Points If You Have

* 8+ years of experience in Risk Management, Internal Controls, Finance, or related field
* Student Lending experience
* Consumer Banking/Consumer Lending product knowledge
* Collections & Recovery understanding
* Understanding of, and experience in, designing operational processes
* Certified Internal Auditor, Certification in Control Self-Assessment, RIMS-Certified Risk Management Professional, or related certification
* Proven ability to build relationships with business and/or technology partners

LI-BJ1 Remote

What are you waiting for? Apply today!

The same way we treat our employees is how we treat all applicants with respect. Discover Financial Services is an equal opportunity employer (EEO is the law). We thrive on diversity & inclusion. You will be treated fairly throughout our recruiting process and without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status in consideration for a career at Discover.

US Benefits

Work Perks:

* 24-Hour Nurse Hotline & Telehealth Services
* 7 Paid Holidays
* Adoption Assistance
* Annual Flu Shots
* Commuter Benefits
* Employee Assistance Program
* Flexible Work Environment
* Group Auto, Home and Pet Insurance
* Healthy Eating Program
* Legal Assistance Plan
* Mothers Rooms
* Onsite Emotional Health Counselors
* Onsite Fitness Centers
* Onsite Weight Watchers at Work
* Paid Parental Leave
* Professional and Leadership Development Programs
* Recognition Program
* Service Anniversary Awards
* Tuition Reimbursement

Health:

* Annual health Evaluation and Health Coaching
* Critical Illness Insurance
* Health Savings Account, Health Reimbursement Account and Flexible Spending Accounts
* Health, Vision and Dental Insurance
* Life and Accident Insurance
* Long-term and Short-term Disability Insurance
* Onsite Health Services Center with Nurse Practitioner

Financial Wellness:

* 401(k) Savings Plan with Fixed and Matching Contributions
* Employee Stock Purchase Plan
* Financial Engines
* Financial Wellness for You Learning Programs

UK Benefits

* Competitive Salary
* Competitive Pension Scheme
* Annual Incentive Scheme
* Up to 25 days annual leave per calendar year
* Private Health Care is a taxable benefits
* Annual health assessments
* Flexi Fridays
* Eye Care Vouchers
* Perks @ Work
* Ride to Work (Cycle Scheme)
* Season Ticket loan
* You Care We Share (Charity program that has matching contributions)
* Volunteering Hours
* Study Leave (5 days)
* EAP- Employee Assistance Program
* Dental plan (Taxable benefit)