Job Description

Job Summary:

The primary function for the Filing Analyst role is to prepare and design new and enhanced product forms for the US Accident & Health team. The role requires close collaboration with key partners in the following business functions Underwriting, Distribution, Actuarial, Legal, Claims and Marketing to ensure the success of the strategic goals of US A&H are met from a product perspective.

Core Responsibilities:

* Draft generic and state specific product policy forms for assigned projects for filing with state DOIs based on company standards and all relevant legal and regulatory requirements, including necessary forms to facilitate approval/sign-off from management and relevant business teams.
* Review proposed insurance policies, endorsements, rate and rules and assist business units on filing strategies, pre-filing research and areas of deficiency.
* Develop policy wording for new coverages that accurately defines the intent whether for a completely brand-new policy form or an amendment that adds new coverage to an existing form.
* Form types developed: policy, certificate, riders & endorsements, filing letters explaining product scope/covered groups/product variations, Explanation of Variables, and Issue Pages.
* Develops policy forms for single case filings as needed and in accordance with state statutes and regulations based on information provided by product, underwriting, actuarial, legal and compliance.
* Partner with state filing department, legal, compliance, product, underwriting, and actuaries to obtain responses to comments and/or objections from state insurance examiners.
* Reviews objections and statutory references and develops responses to objections or comments from state insurance departments in accordance with state statutes and regulations and in a professional tone.
* Provide expertise in analyzing proposed product change requests to current or previous filings, defining possible options to support the requested changes and clearly identifying the impact.
* Provide product support to others, including Underwriting, Marketing and training teams as it relates to policy forms.
* Monitor and track filing statuses to ensure established metrics are met and all necessary stakeholders are kept up to date regarding form development progress and activity.

Job Requirements:

* Bachelors degree from a four-year college or university or equivalent experience
* Previous experience withof product policy forms development experience, preferable with Accident and Health products
* Experience working with state insurance departments and SERFF is preferred
* Strong ability to analyze and interpret product specifications/business intent and transfer those requirements into compliant policy form language
* Strong ability to interpret and translate state insurance statutes and regulations
* Strong analytical, writing and interpersonal skills
* Strong organizational and communication skills
* Strong ability to pay close attention to detail
* Strong ability to function independently in a fast-paced environment
* Strong ability to handle large and diverse workload
* Strong execution skills with the ability to ensure achievement of critical goals

It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

At AIG, we believe that diversity and inclusion are critical to our future and our mission creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

To learn more please visit: https://www.aig.com/about-us/diversity-equity-and-inclusion

Functional Area:

OP - Operations

Estimated Travel Percentage (%): No Travel

Relocation Provided: No

National Union Fire Insurance Co of Pittsburgh, PA