Job Description
Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as Personal Cell or Cellular in the contact information of your application.
At Wells Fargo, we want to satisfy our customers financial needs and help them succeed financially. Were looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where youll feel valued and inspired to contribute your unique skills and experience.
Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
Consumer and Small Business Banking is at the center of our efforts to rebuild trust and transform the way we serve our customers and clients. The Consumer and Small Business Banking organization is focused on innovating and transforming our business with the customer at the center, better enabling customers to engage with us how, when, and wherever they choose through a broad suite of financial products and services. While we are pleased to be an industry leader in many consumer and small business areas, including retail deposits, debit card transaction and purchase volume, and small business lending, our primary goal is delivering for our customers. Our market positions are an outcome of great work by employees who are committed to serving our customers.
Responsible for reviewing small or less complex business banking, commercial, and high net worth loan packages secured by commercial real estate according to business unit standards. Functions may include: extending credit to and monitoring loan portfolios investigation, analysis and review of credit of standards to determine credit worthiness; handling problem loans/workouts to determine remedies if needed; communicating underwriting decisions. Provide customer assistance as needed.
Required Qualifications
* 2+ years of commercial underwriting experience
* 2+ years of financial analysis experience
* 2+ years of underwriting experience
Desired Qualifications
* A BS/BA degree or higher
* 2+ years of commercial real estate experience
* Ability to receive and transmit written communications
* Ability to review personal or business financial statements and tax returns (commercial and individual)
* Ability to work in a fast paced deadline driven environment
* Customer service focus with the ability to listen to customer needs and recommend solutions
* Exposure to Wells Fargo AFS (Automated Financial Systems)
* Exposure to Wells Fargo BLAST (Business Lending and Sales Tracking) system
* Knowledge and understanding of loan structuring across broad spectrum of product and loan types
* Strong collaboration and partnering skills
* Residential or commercial loan experience
* Excellent verbal, written, and interpersonal communication skills
* Good analytical skills with high attention to detail and accuracy
Street Address
AZ-PHX-Central Phoenix: 100 W Washington St - Phoenix, AZ
NC-Charlotte: 8505 Ibm Drive - Charlotte, NC
Disclaimer
All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.
San Francisco, CA
Wells Fargo & Company, a diversified financial services company, provides retail, commercial, and corporate banking services to individuals, businesses, and institutions. It operates through three segments: Community Banking, Wholesale Banking, and Wealth and Investment Management.
The company also engages in the wholesale banking, mortgage banking, consumer finance, equipment leasing, agricultural finance, commercial finance, securities brokerage and investment banking, computer and data processing, trust, investment advisory, mortgage-backed securities, and venture capital investment services.
As of February 7, 2019, it operated through 7,800 locations, 13,000 ATMs, and the Internet and mobile banking, as well as has offices in 37 countries and territories. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.