JPMorgan Chase & Co.

Product Analyst Sr. - Pricing and Analytics - Consumer

Posted on: 19 Feb 2021

Columbus, OH

Job Description

Job Description

This position will be in part of the Consumer & Business Banking Deposit Product Management group (responsible for CBB checking, savings, debit, pre-paid and time deposit products) specifically reporting into the Pricing and Analytics group. This individual will be responsible for strategic analysis and leadership within Consumer & Business Banking Deposit Pricing. This position requires significant practical business knowledge of the retail banking space as well as analytical and statistical skills. The role includes the design, implementation and analysis of price testing leveraged for the purposes of optimized pricing strategies. This person will closely monitor market trends for any pricing changes or new product introductions as well as macro-environmental economic analysis that could impact Deposit Pricing Strategy. This position blends execution of critical daily business functions with analysis and presentation of long term strategy to senior leadership.

Responsibilities

Develop, present and defend recommended Deposit Pricing decisions to Senior Management

Provide leadership to the Retail Deposit Pricing team in terms of strategy and analysis of data

Direct management of pricing analysts, interest rate controls for CBB, and rates processing

Assist in strategic management of Deposit Margin and Interest Rate Risk for CBB group

Design, implementation and analysis of Deposit Pricing market tests

Extract information directly from the corporate data warehouse ranging from aggregate to account level

Monitor daily competitor rate movements, special advertisements, and product launches by market

Requirements

Comprehensive knowledge of price elasticity, financial analysis, accounting and fixed income valuation

Confident oral and written presentation skills in dealing with Senior Management

Demonstrated ability to develop solutions to highly complex and diverse problems

5-7 years in a similar role including Product Management, Finance, Treasury, Risk, Marketing Analytics or financial reporting

Masters degree: MBA, MS Economics, or similar degree preferred

Advanced skills in database tools such as SAS (preferred), or strong background in R/Python (some direct coding will be required)

Advanced skills in Excel or Tableau (with the ability to easily create visualizations for executive presentations)

Highly efficient and able to work accurately with large datasets

Ability to work and quickly adapt in a very fast paced and high pressure environment

JPMorgan Chase & Co.

New York, New York

JPMorgan Chase & Co. operates as a financial services company worldwide. It operates in four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM). The CCB segment offers deposit and investment products and services to consumers; lending, deposit, and cash management and payment solutions to small businesses; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit card, payment processing, auto loan, and leasing services.

The CIB segment provides investment banking products and services, including corporate strategy and structure advisory, and equity and debt markets capital-raising services, as well as loan origination and syndication; cash management and liquidity solutions; and cash securities and derivative instruments, risk management solutions, prime brokerage, and research.

This segment also offers securities services, including custody, fund accounting and administration, and securities lending products for asset managers, insurance companies, and public and private investment funds. The CB segment provides financial solutions, including lending, treasury, investment banking, and asset management to corporations, municipalities, financial institutions, and nonprofit entities, as well as financing to real estate investors and owners.

The AWM segment offers investment and wealth management services across equities, fixed income, alternatives, and money market fund asset classes; multi-asset investment management services; retirement products and services; and brokerage and banking services comprising trusts, estates, loans, mortgages, and deposits. The company also provides ATM, digital covering online and mobile, and telephone banking services. JPMorgan Chase & Co. has a collaboration agreement with Chicagoland Chamber of Commerce. The company was founded in 1799 and is headquartered in New York, New York.