LendingClub

Risk Infrastructure Analyst

Posted on: 15 Feb 2021

San Francisco, CA

Job Description

Current Employees of LendingClub: Please apply via your internal Workday Account

LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC, and the only full-spectrum fintech marketplace bank. Members can gain access to a broad range of financial products and services through a technology-driven platform, designed to help them pay less when borrowing and earn more when saving. Since 2007, more than 3 million members have joined the Club to help reach their financial goals. Were leading the governance of a new industry by developing ethical, responsible ways to bring greater value and better opportunities to our members. Everyone deserves a better financial future and our team is committed to making that a reality. Come join us!


About the Role

The Risk Infrastructure Analyst will report to the Risk Infrastructure Programmer at LendingClub.
The successful candidate will work in a dynamic, agile team thats responsible for coding, testing and implementing strategy and logic into production environments. This requires partnering with a variety of business partners to understand their needs, ensuring quick and accurate implementation of their business logic change requests. They will also help troubleshoot issues and provide support to other areas of the business that need to understand our automated decisioning and the data behind it. This includes writing queries and analyzing data.



What You'll Do

* Code/Test/Deploy business strategies into production
* Troubleshoot issues reported by operations, risk management and technology
* Follow detailed protocol surrounding change requests
* Identify gaps within the business partners request and the current production environment to avoid negative business impacts
* Monitor key dashboards/metrics on a daily basis to ensure continuous quality
* Continue to evolve our Best Practice methods of how to receive, breakdown and implement risk strategy



About You

* Programming experience (preferably Python) and SQL knowledge
* Able to adopt and work with new technology
* Strong track record of working well across teams and with external partners
* High level understanding of credit and fraud risk management
* Hustle and creativity when analyzing/solving business problems
* Never-ending desire to grow and learn
* Strong interpersonal, verbal, and written communication skills
* Bachelor degree
* 1-2 years of relevant job experience

LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@lendingclub.com.

LendingClub

San Francisco, CA

LendingClub is a US peer-to-peer lending company, headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. LendingClub is the world's largest peer-to-peer lending platform. The company claims that $15.98 billion in loans had been originated through its platform up to December 31, 2015.

LendingClub enables borrowers to create unsecured personal loans between $1,000 and $40,000. The standard loan period is three years. Investors can search and browse the loan listings on LendingClub website and select loans that they want to invest in based on the information supplied about the borrower, amount of loan, loan grade, and loan purpose. Investors make money from interest. LendingClub makes money by charging borrowers an origination fee and investors a service fee.

LendingClub also makes traditional direct to consumer loans, including automobile refinance transactions, through WebBank, an FDIC-insured, state-chartered industrial bank that is headquartered in Salt Lake City Utah. The loans are not funded by investors but are assigned to other financial institutions.

The company raised $1 billion in what became the largest technology IPO of 2014 in the United States. Though viewed as a pioneer in the fintech industry and one of the largest such firms, LendingClub experienced problems in early 2016, with difficulties in attracting investors, a scandal over some of the firm's loans and concerns by the board over CEO Renaud Laplanche's disclosures leading to a large drop in its share price and Laplanche's resignation.

 

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