Ally and Your Career
Ally Financial only succeeds when its people do - and that's more than some cliche people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?
The Opportunity
Reporting to the Manager of Asset Management Strategy, this position's primary responsibilities will include strategy development and performance analysis to optimize portfolio results.
The ideal candidate must be passionate about delivering results, must be an innovative and strategic problem solver, willing to challenge status quo, can learn quickly, is self-motivated, detail oriented, and can sift through voluminous amounts of information to pinpoint which items are relevant to understanding Business results. They will be able to apply knowledge of business and balanced judgment in interpretation of data (analytics). This position will be focused on strategies supporting Collection and/or Loss Mitigation activities.
The Work Itself
Provide analytical and data support in the design and review of consumer finance collections strategy tests and operations
Analyze monthly operating results and monthly variances; identify problems and research potential recommendations for corrective actions
Perform portfolio analytics, special projects, drill --down analysis and other duties as needed
Apply sound control processes into daily/weekly/monthly processes to optimally identify, assess and manage risk
Maintain code logic to pull, sanitize, aggregate, conform, and produce operational and portfolio-level reports accurately
Collaboratively work with matrix & vendor partners to ensure alignment with strategic imperatives
Perform special analytics projects and other duties assigned
Interface with various stakeholders within asset performance, credit risk, finance and strategy and analytics organizations to provide timely and accurate analysis
Able to deliver accurate results within expected deadlines
The Skills You Bring
Bachelor Degree
Experience and knowledge of consumer financing industry (e.g. auto, card, mortgage etc.)
Demonstrate a solid understanding of data mining and analytical techniques
Candidate should possess outstanding analytical and problem-solving skills. Minimum 5 years of practical experience working with large datasets with SAS and/or SQL knowledge
Quick learner and has demonstrated ability to initiate, develop and execute small to medium scale projects
Work well within a team of analysts and collaborate with individuals with technical and non-technical backgrounds
Candidate must have strong attention to detail
Excellent written and verbal communication skills, including the ability to effectively present material
Preferred:
BS or BA in Finance, Economics, Accounting, Information Technology or related field 3+ years' experience in similar or equivalent position
Basic knowledge of statistics and models
Experience with designing and implementing champion challenger strategies
Experience with segmentation software such as Model builder, knowledge seeker or R
Experience in automotive or financial services industry. Advanced knowledge in developing analysis queries and procedures in SAS and/or SQL
How We'll Have Your Back
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation -- or total rewards -- extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:
* Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
* Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
* Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally and financially.
* Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and child care discounts.
* Work-Life Integration: other benefits including LifeMatters Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.
Who We Are
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Detroit, MI
Ally Financial Inc. provides various financial products and services to consumers, businesses, automotive dealers, and corporate customers primarily in the United States and Canada. It operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans, other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also offers financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers.
The Mortgage Finance Operations segment manages held-for-investment consumer mortgage finance loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings.
The Corporate Finance Operations segment offers senior secured leveraged cash flow and asset-based loans to middle market companies. It primarily focuses on businesses owned by private equity sponsors with loans used for leveraged buyouts, mergers and acquisitions, debt refinancing, restructurings, and working capital.
The company, through its subsidiary, Ally Bank, also provides commercial banking products and services. In addition, it offers digital securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is headquartered in Detroit, Michigan.