Mortgage Closer I
Posted on: 6 Feb 2021
Grand Rapids, MI
Job Description
Make banking a Fifth Third better
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Performs a wide range of duties related to the closing and funding of conventional, construction and simple government residential mortgage loans. Responsible for preparing closing documents, funding the loan, and closing and auditing the closed file.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
* Prepare and audit closing documents in a timely manner.
* Ensure the data integrity on processing/closing system is accurate.
* Communicate with escrow/title companies, loan originators, and other parties to ensure all conditions and regulatory requirements are met prior to funding. Obtain or request missing conditions.
* Review signed closing documents to approve the funding of the loan.
* Prepare for the disbursement of funds as per the terms of the transaction.
* Perform various post closing tasks such as: Auditing closed files, creating delivery-servicing packages, follow-up to internal and external customers for needed documents and insurance, and ensuring all required documents are present in file prior to shipping to Central Files.
* Actively participate in ongoing efforts to continually improve customer service for internal and external customers.
* Responsible for appropriate section of HMDA Worksheet.
* Review funding reports to ensure loans are funded within appropriate timeframes.
* Review exception reports to ensure all tasks are completed.
* Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
* Perform any other duties as assigned.
* This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
Mortgage Closer I
LOCATION -- Grand Rapids, Michigan 49546
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Fifth Third Bank
Cincinnati, OH
Fifth Third Bank is one of the top-performing banks in the country, with a history that spans more than 150 years. We’ve staked our claim on looking at things differently to make banking a Fifth Third better. This applies to our relationships with customers and employees alike.
We employ about 18,000 people while offering:
• A chance for employees to build their future, with supportive career development and comprehensive health and financial wellness programs.
• An environment where we win together by celebrating achievements and working collaboratively.
• An opportunity to make a difference in a positive and lasting way. Everything we do is geared toward improving lives.
We’re proud that Fifth Third is a warm and caring place to grow – as a customer and as a team member
Everyone matters. Everyone counts.
Respect & Inclusion are among our Core Values. A powerful foundation for all we do, these values speak to the very heart of embracing diversity. Personal beliefs, perspectives and needs matter…and are heard. When everyone is valued, we’re stronger as partners on our journey together. Here inclusion means actively seeking and welcoming diversity. To foster the engagement of all employees, we support dedicated employee business resource groups and inclusion councils that infuse our culture with respect and inclusiveness.
Understanding our customers — and each other.
Our Core Values guide us and are woven into the fabric of everything we do. They bring us together for a common purpose: To provide the very best experience for our customers. Team members embrace these values and find inspiring ways of incorporating them into their work every day. We’re also constantly asking questions and actively listening so that we can better understand the needs of every customer—and each other.
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IndustryBanking/Financial Services
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No. of Employees18,125+
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Website
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Jobs Posted1373
