At Bank of the West, our people are having a positive impact on the world. We're investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing for more small businesses, and promoting programs for sustainable energy. From our locations across the U.S., Bank of the West is taking action to help protect the planet, improve people's lives, and strengthen communities. We are part of BNP Paribas, a global leader supporting the UN Sustainable Development Goals (SDGs). Yes, we're a bank, but as the bank for a changing world, we are continually seeking to improve the ways we help our customers, while contributing to more sustainable and equitable growth.
Job Description Summary
Responsible for processing, evaluation and underwriting moderately complex indirect consumer applications within delegated limits of authority while adhering to bank credit policy and procedures and applicable Federal and State regulations. Promotes the bank's finance programs through ongoing communications with Bank of the West dealers.
Essential Job Functions
* Underwrites indirect consumer applications including recommendations on requests which exceed delegated authority.
* Provides assistance in all aspects of the application/funding process including inquiries and processing packages in for funding.
* Effectively communicate with dealers, sales representatives, brokers and customers
* Effectively communicate with management any dealer, market or internal performance issues.
* Ensures compliance with all internal policy and procedures.
* Ensures compliance with all applicable Federal and State regulations.
Other Job Duties
* Promotes finance products and develops dealer relationships by assisting the sales representatives in developing and maintaining dealer relationships through dealer calls, telesales and ongoing dealer contact.
* Performs other duties as assigned.
Required Experience
* Requires broad knowledge of operational systems and practices typically gained through extensive experience and/or education.
* Requires 5 years minimum experience.
* May require vocational or technical education in addition to prior work experience.
Education
* High School Diploma or GED Required
Skills
* Prior experience in a high volume production environment.
* Demonstrated proficiency in analyzing personal financial statements and income tax returns.
Equal Employment Opportunity Policy
Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.
Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.
New York, New York
BNP Paribas has been present in the United States since the late 1800s and currently has nearly 14,000 employees in North America. The region is a key hub for the Bank’s global network of 71 countries and over 198,000 employees.
BNP Paribas offers its clients a full range of services from investment and retail banking to asset management services. In the United States, the two core businesses of BNP Paribas mirror the Bank’s global organization: Corporate & Institutional Banking and Retail Banking & Services (comprised of Domestic Markets and International Financial Services).
Corporate & Institutional Banking provides capital markets, securities services, financing, treasury and advisory solutions. The Bank’s services are provided via four core business lines: Global Markets, Securities Services, Financing Solutions and Advisory. Clients are at the core of all of BNP Paribas’ services, and through developing and managing long-term relationships, our dedicated Coverage teams focus on enabling the Bank to provide integrated services to clients across a comprehensive range of products.
Retail Banking in the US includes both branch networks and a range of other specialized financial services. Bank of the West serves approximately 2 million household and business accounts through over 535 retail branch locations and dozens of commercial banking offices in 24 states.
We also offer integrated investment services available from BNP Paribas for private and institutional investors, including Asset Management and Real Estate services through Transwestern.