Job Description

Description

The Data Scientist will be a key member of the Consumer Lending team. Will be responsible for identifying and evaluating opportunities to improve operational &/or credit performance. Analyze historical data and apply integrative thinking to identify trends and make business recommendations. The candidate must be able to work efficiently in a high volume, fast paced, and deadline/results oriented environment. Be a self-starter who is passionate about the functional areas they will own and is always on the lookout for creative ways to solve business problems.

Primary responsibilities include:

Analyze business problems and generate hypotheses

Ability to proactively take lead and drive projects to fruition

Analyze data to prove hypothesis and make recommendations for improvement

Develop and deliver regular reports and communications to senior management

Design statistical and mathematical models for reporting and predictive analytics

Implement strategies in conjunction with other teams

Communicate analysis insights and progress on implementation

Qualifications

Required Skills/Experience:

* 3+ years financial or quantitative experience
* 2-3 years experience programming in SAS, SQL
* Demonstrated critical thinking and analytical aptitude

Preferred Skills/Experience:

* 3-5 years analytical or quantitative experience, preferably in retail credit risk
* 3+ years experience programming in SAS, SQL and proven experience with relational databases
* Ability to effectively communicate and present recommendations and solutions to business partners and internal team members

Education, Certifications and/or Other Professional Credentials:

* Bachelors degree in a Quantitative disciple (e.g. Mathematics, Statistics, Engineering, Physics, Computer Science, Economics)
* Masters degree Preferred in a Quantitative disciple (e.g. Mathematics, Statistics, Engineering, Physics, Computer Science, Economics)

Hours and Work Schedule

Hours per Week: 40

Work Schedule: Monday-Friday 8-5

Why Work for Us

At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.

Equal Employment Opportunity

It is the policy of Citizens to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, colleague or a dependents reproductive health decision making, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, genetic characteristic, citizenship, veteran or military status, marital or domestic partner status, family status/parenthood, victim of domestic violence, or any other category protected by federal, state and/or local laws.

Equal Employment and Opportunity Employer/Disabled/Veteran

Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.