Wells Fargo Bank

Regional Business Banking Relationship Specialist (LO)

Posted on: 30 Jan 2021

Charlotte, NC

Job Description

Job Description
Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as Personal Cell or Cellular in the contact information of your application.

At Wells Fargo, we want to satisfy our customers financial needs and help them succeed financially. Were looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where youll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Consumer and Small Business Banking is at the center of our efforts to rebuild trust and transform the way we serve our customers and clients. The Consumer and Small Business Banking organization is focused on innovating and transforming our business with the customer at the center, better enabling customers to engage with us how, when, and wherever they choose through a broad suite of financial products and services. While we are pleased to be an industry leader in many consumer and small business areas, including retail deposits, debit card transaction and purchase volume, and small business lending, our primary goal is delivering for our customers. Our market positions are an outcome of great work by employees who are committed to serving our customers.

This position works in a centralized environment and provides customer relationship management through convenience channels such as phone and email. Proactively provides a full range of business services to assigned portfolio of business customers requiring less complex credit and deposit needs with annual revenue up to $3MM. Ensures the overall success and growth of the portfolio by deepening relationships of existing customers and/or through the acquisition of new customers. Proactively contacts existing and new customers in order to fully understand their businesses, objectives, strategies, and challenges. Proactively assesses their financial needs and partners with other Wells Fargo bankers and business lines to deliver appropriate and effective financial products and services in order to help the customer succeed financially. May evaluate and approve both deposit and operating risk for assigned clients and portfolios. Manages customers activities related to overdrafts, Automated Clearing House (ACH), Risk Control System (RCS) and Uncollected Funds. Provides service to the customer for questions and issue resolution to help increase customer satisfaction and increase engagement with Wells Fargo. The Business Relationship Specialist works in a centralized unit and will communicate regularly via phone, email and fax.

This LO position has customer contact and job duties which may include needs assessing and referring those customers interested in a dwelling secured product to a SAFE team member. This position includes assisting customers without taking an application and without offering or negotiating terms of a dwelling secured transaction. Individuals in a LO position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.

Required Qualifications
* 1+ year of business banking experience, retail banking experience, or a combination of both; or 2+ years of credit experience, offering products and services to meet customer needs, or a combination of both

Desired Qualifications
* Client relationship management experience
* Strong telephone etiquette skills

Job Expectations
* Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.

Salary Information
The salary range displayed below is based on a Full-time 40 hour a week schedule.

NC-Charlotte: Min: $51,500 Mid: $71,500

Street Address
NC-Charlotte: 8505 Ibm Drive - Charlotte, NC

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Wells Fargo Bank

San Francisco, CA

Wells Fargo & Company, a diversified financial services company, provides retail, commercial, and corporate banking services to individuals, businesses, and institutions. It operates through three segments: Community Banking, Wholesale Banking, and Wealth and Investment Management.

The company also engages in the wholesale banking, mortgage banking, consumer finance, equipment leasing, agricultural finance, commercial finance, securities brokerage and investment banking, computer and data processing, trust, investment advisory, mortgage-backed securities, and venture capital investment services.

As of February 7, 2019, it operated through 7,800 locations, 13,000 ATMs, and the Internet and mobile banking, as well as has offices in 37 countries and territories. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.