Job Description

Current Employees of LendingClub: Please apply via your internal Workday Account

LendingClub (NYSE: LC) was founded in 2007 under the belief that a technology and data-driven marketplace can improve the way people access and invest in credit, creating value for both sides. Since then, we've helped millions of Americans take control of their debt, pursue their dreams, and invest in their future all in a fair, transparent, and affordable way. Today were Americas largest online credit marketplace, facilitating billions of dollars in loans annually, and were leading the governance of a new industry by developing ethical, responsible ways to bring greater value and better opportunities to our members. Everyone deserves a better financial future and our team is committed to making that a reality.



About the Role

About the Role

Investors spanning banks, asset managers, insurance companies and more come to LendingClub for access to compelling returns and a new asset class. LendingClubs Investor Group is responsible for this investor basedriving new investor interest, creating new investor products, and maintaining investor operations. Through this work we raise capital to fund loan products on the platform. The Investor Group partners with dedicated legal, finance and operations teams to deliver unique investment solutions for clients.

The Investor Analytics team plays a critical role in this ecosystem, by supporting investors through their entire experience with LendingClubfrom diligence and evaluation, to decisioning, to ongoing monitoring. The team delivers insight into how the platform and its investors are performing, for the benefit of both the company and its investors. This is an exciting opportunity to join a highly analytical, data-centric team at a one-of-a-kind fintech company. You will partner with internal business partners from Risk, Product and Data Services to generate insights that drive new business and benefit LendingClubs investors.



What You'll Do

What Youll Do

* Develop analytical capabilities including internal and client-facing tools and reporting; develop proprietary metrics and dashboards to support LendingClubs unique product set

* Support investor communication for credit-related topics across all investor types; support credit-related investor due diligence activities

* Participate in investor roadshows and meetings to provide insights on upcoming product features and credit strategy enhancements, and their impact on portfolio metrics such as losses and returns

* Monitor trends and evaluate the impact of upcoming pricing and credit policy changes on investor portfolios

* Develop performance metrics and build tools to enhance tracking and reporting on investor portfolios

* Evaluate loss forecasts relative to investor expectations and develop stress scenarios to illustrate a range of possible outcomes

* Build an analytical framework to generate insights on LendingClubs primary and secondary trading platforms (LCX)

* Monitor risk and return performance across all LendingClub asset classes (Prime and Near Prime Personal Loans, Purchase Finance and Auto) by vintage and generate insights

* Review fair valuation methodologies, assess assumptions, and enhance LendingClubs internal valuation model

* Perform ad-hoc analysis related to investor portfolios

* Support market and investor research to drive improvements to LendingClubs products



About You

About You:

* 5+ years of experience in risk management analytics and/or portfolio analytics at a fixed income/credit fund

* Experience analyzing complex data and building statistical models (e.g., as a statistician or data scientist)

* Bachelors degree or higher in a quantitative field (e.g., statistics, finance, operations research, economics, computer science, mathematics, physics, or engineering)

* Experience developing and monitoring credit loss forecasts

* Experience using statistical modelling techniques

* Intermediate to advanced experience in R and/or Python; advanced experience in SQL

* Experience with Tableau is a plus

* Excellent interpersonal skills that enable you to build rapport with peers and senior management

* Excellent written and verbal communication skills

* Ability to learn and thrive in a fast-paced environment

LendingClub is an equal opportunity employer and dedicated to diversity and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender identity, sexual orientation, age, marital status, pregnancy status, veteran status, or disability status. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.