Job Description

It's fun to work in a company where people truly BELIEVE in what they're doing!

Job Summary





A Specialist advises internal business partners at Alliance Data Card Services in identifying and addressing current and emerging regulatory compliance risks. The Specialist establishes internal policies, procedures, and processes to mitigate compliance risk and ensure adherence to applicable laws. This role actively engages with business partners to drive risk-based solutions regarding compliance matters and executes against compliance strategies and roadmaps in accordance with established timeframes. The Specialist escalates issues and risks to compliance leadership, as appropriate; acts as thought-leader; communicates effectively; and is able to influence.

Job Description

Essential Job Functions

Delivery: Knowledgeable regarding issues, complaint trends, and risks related to the program areas supported. Advises business partners on risk mitigation strategies through implementation of policies, procedures, processes and controls. Able to research laws and regulations and effectively advise internal business partners. Able to articulate and present to compliance leadership risks that may affect the business and/or the banks.

Leadership: Provides guidance and direction to internal business partners regarding risk assessments, projects, and regulatory change management. Ensures Compliance Management System elements are integrated into day-to-day business operations. Ability to balance strategic and tactical projects. May participate on enterprise wide projects. Thinks critically, able to problem solve, prioritizes work, and escalates appropriately.

Risk Management: Has a consistent enterprise-wide and risk-based thinking approach. Ensures business initiatives supported meet applicable laws and regulations to mitigate risk. Thinks critically and drives the implementation of risk-based solutions. Integrates Compliance Management System elements into day-to-day considerations related to program areas supported. Challenges and influences internal business partners on applicable compliance risks to processes and procedures. Champions and educates business partners on the Risk and Control Self-Assessment program (RCSA). Conducts periodic formal and informal risk assessments (as needed) and gap analyses to identify risks and partners with the business to develop actions plans to address deficiencies.

Business Advisor: Collaborates with the business to understand strategic and tactical work being done to develop appropriate solutions to mitigate regulatory risks. Effectively challenges and provides guidance to internal business partners on compliance requirements related to business activities.

Reports to: Manager, Compliance/Senior Manager, Compliance/Director, Compliance

Working Conditions/ Physical Requirements: Normal office environment, some travel may be required.

Direct Reports: None

Minimum Qualifications:

Bachelors Degree or equivalent education in Compliance, Risk, Business

Four or more years experience in Consumer credit, banking compliance, and/or a related field

Preferred Experience:

Bachelor's degree or advance degree (J.D. or MBA) in Law, Risk Management

Applicable Compliance certification(s) including CRCM, CAMS, CIPP or other related certifications

Five or more years of work experience in Open End Consumer Credit Card Lending and Banking Compliance (Fair Lending, Regulation B/ECOA, TILA/Regulation Z, FCRA, and UDAAP).

Education:

Bachelors Degree (Required), Masters Degree

Certifications:

Certified Anti-Money Laundering Specialist (CAMS) - Issuer, Certified Information Privacy Professional (CIPP) - Issuer, Certified Regulatory Compliance Manager (CRCM) - Issuer



Work Experience

Four or more years



Skills

Bank Compliance, CFPB, Consumer Credit, Credit Card Industry, Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA), Fair Lending, Governance Risk Compliance (GRC), Issue Identification, Project Management, Quality Assurance (QA), Regulation Z, Regulatory Compliance, Risk Assessments, Risk Controls, Risk Management



Alliance Data Card Services

Alliance Datas card services business develops market-leading private label, co-brand, and commercial credit card programs for many of the world's most recognizable brands. Through our branded credit programs, we help build more profitable relationships between our partners and their cardmembers, and drive lasting loyalty.

Using the industrys most comprehensive and predictive data set, advanced analytics, and broad-reaching capabilities, Alliance Datas card services business has been helping partners increase sales and provide greater value to their cardmembers since 1986. We are proud to be part of the Alliance Data enterprise (NYSE: ADS), a FORTUNE 500 and S&P MidCap 400 company headquartered in Columbus, Ohio. To learn more, visit KnowMoreSellMore.com, follow us on Twitter @Know_SellMore, and connect with us on LinkedIn at Alliance Data Card Services.

* Alliance Data offers a competitive salary, a comprehensive selection of benefit options including 401(k).
* All job offers are contingent upon successful completion of credit and background checks.
* Alliance Data is an Equal Opportunity Employer.
* Alliance Data will provide accommodations to applicants needing accommodations to complete the application process.
* Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for Alliance Data.
* Alliance Data participates in E-Verify.
* Alliance Data will consider for employment qualified applicants with criminal and credit histories in a manner consistent with the requirements of all applicable laws, including the City of Los Angeles Fair Chance Initiative for Hiring Ordinance.
* Alliance Data complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. Applicants with disabilities may contact Alliance Data to request an arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at TaOps@alliancedata.com.

To learn more, visit www.KnowMoreSellMore.com/careers

Job Family:

Enterprise Risk

Job Type:
Regular